Let our goldfish fulfil your dreams

  • Minute loan with no fees

    Enjoy whatever you desire with our Minute loan

    Benefits of the loan:

    • Instalments and term of repayment can be adjusted to your current situation
    • The loan can be utilised immediately after signing the contract
    • The loan is granted free of charge and without any monthly loan administration fees
    • The loan can be repaid early free of charge at any time during the term
    • Date of instalment can be changed
    • Discounted insurance can be arranged in case of unfavourable situations in life
  • Complete loan approval online in 3 minutes

    We will lend from 5 000 to 600 000 CZK. Use it for whatever you need.

    You can simply apply for the loan online, at a branch or via our Client Service Center. Choose the option that suits you best. 

    The entire process of execution at branch or online does not take more than a few minutes.

  • The instalments will be, as you wish them to be

    It will be you who decides how much and when you repay.

    You may spread your instalments from 3 months to 10 years.

    We enable you to set the instalment amount as you wish to reflect your situation and needs.

    And if another date of monthly instalments suits you, you can easily change it in the internet banking.

  • APR abbreviation and what it means exactly

    What makes this abbreviation a more accurate indicator than the interest rate?

    Thanks to APR (Annual Percentage Rate), you can compare various loans in terms of their advantages more accurately because it includes not only the interest rate, but also all the fees related to the loan, as well as the term and intervals of the repayment.

    Our loans require no fees, but still the APR is higher than the interest rate. That is exactly because our loans are being repaid in monthly instalments. 

Representative example

Loan amount of CZK 100 000 for 60 months with a monthly instalment of CZK 1966 fixed annual interest rate of 6.7% p. a., and APR of 6.9%. Total amount payable by the consumer – CZK 117 960.