Flexible loan for anything. A loan which can adapt to your loan history.
In case of mortgage FIT the bank will consider your loan history and accept minor registry entries.
Mortgage FIT can be selected as an alternative to conventional types of mortgages:
How to apply fee-free mortage you find in Terms and Conditions.
We will pay the fees from the Land Register for you!
You will be exempt from the following fees:
You do not need to go to the Land Register. We will secure the excerpts for you.
More on paying the fees of the Land Register can be found in our Campaign Conditions..
Mortgage FIT is a loan secured by real estate. You can use this loan as a purpose-bound mortgage, refinancing and non-purpose bound mortgage. Mortgage FIT will easily help you to:
Loan amount: CZK 1,000,000; term: 20 years; total number of instalments: 241; monthly payment: CZK 7,568; five-year fixed interest rate: 6.69 % p.a.; APR: 7.57 %; total amount to be paid by the consumer: CZK 1,911,491. Fees associated with the loan: zero fee for provision of the mortgage loan; zero monthly account management fee; zero mortgage management and administration fee; one-off fee for assessment of risks associated with the real estate in the amount of CZK 3,800 (in case of a residential unit); monthly payment protection insurance fee in the amount of CZK 350. In addition to the above, you will incur the following costs in connection with the mortgage: costs of registration of the mortgage right concerning the real estate in the Land Registry in the expected amount of CZK 0; fee paid to the bank for sending the instruction to de-register the mortgage right and other rights from the Land Registry upon termination of the mortgage loan in the expected amount of CZK 500 together with the costs of the proceedings before the Land Registry Office in the expected amount of CZK 1,000; costs of authentication of signatures in the expected amount of CZK 30; costs of an extract or copy of an entry from the Land Registry in the amount of CZK 0; required property insurance. The loan is secured by a mortgage right concerning the real estate.