Small business loan for professionals

  • Save money by transferring one or more loans

    Do you currently pay monthly instalments on one or more loans? Lower your instalments as much as you need, and pay up to 25 % less than now.

    What you to get?

    By refinancing the business loan (provided by previous bank at least 6 months ago), we will lower your monthly costs by up to 25 % while maintaining the maturity.

    Our consolidated loan provides:

    • possibility to set the amount of instalments according to your need
    • consolidation of up to 5 loans
    • possibility to consolidate business loans, overdraft loans, leasing and company credit cards

    Loan up to CZK 5,000,000 when collateralised by real estate.

  • Small business loan – unsecured

    Are you planning to buy a medical practice, move your office from a leased space to your own premises or furnish it? Small business loan will help you without any pointless paperwork!

    The loan is intended for the following persons:

    • Selected professional segments (entrepreneurs and legal entities) such as physicians, dentists, veterinaries, pharmacists, notaries, attorneys-at-law, tax advisors, auditors, distrainers, court-appointed experts, interpreters and architects.

    Loan parameters – variant of an overdraft loan:

    Amount of the loan:up to CZK 1,000,000
    Maturity:12 months – with automatic prolongation subject to fulfilment of contractual terms and conditions

    Parameters of the loan – variant of an instalment loan:

    Amount of the loan:up to CZK 1,500,000
    Maturity:1 - 7 years

    Utilisation:

    • non-purpose utilisation for the benefit of the client’s current account kept by Equa bank
    • special-purpose utilisation for the repayment of a loan provided by another financial institution (+ a possibility to increase the loan by part of the amount credited to the client’s account)

    Repayment:

    • by an annuity monthly instalment from an account kept by Equa bank
    • possibility of early repayment or an extraordinary instalment

    Client’s guarantees:

    • avalised blank note/bill
  • Small business loan – secured

    Are you planning to buy a medical practice, move your office from a leased space to your own premises or furnish it? Small business loan will help you without any pointless paperwork!

    The loan is intended for the following persons:

    • Selected professional segments (entrepreneurs and legal entities) such as physicians, dentists, veterinaries, pharmacists, notaries, attorneys-at-law, tax advisors, auditors, distrainers, court-appointed experts, interpreters and architects.

    Loan parameters – variant of an overdraft loan:

    Amount of the loan:up to CZK 3,000,000
    Maturity:12 months – with automatic prolongation subject to fulfilment of contractual terms and conditions

    Parameters of the loan – variant of an instalment loan:

    Amount of the loan:up to CZK 10,000,000
    Maturity:1 - 15 years

    Utilisation:

    • non-purpose utilisation for the benefit of the client’s current account kept by Equa bank
    • special-purpose utilisation for the repayment of a loan provided by another financial institution (+ a possibility to increase the loan by part of the amount credited to the client’s account)
    • special-purpose utilisation for the purchase of real estate

    Repayment:

    • by an annuity monthly instalment from an account kept by Equa bank or
    • by a linear instalment
    • possibility of early repayment or an extraordinary instalment

    Client’s guarantees:

    • avalised blank note/bill
    • both residential and non-residential real estate may be used to provide security for the loan
  • Advantages of the loan

    Small business loan prevents you from wasting your time.

    • without documenting your income
    • without documenting non-existence of any debts towards the Tax Authority and the District Social Security Administration
    • also for entities with no business history
  • Are you interested in a Small business loan?

    Do you want to learn more about Small business loan or our other loan products? You can fill in the contact form or visit any of our Equa bank branches.

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