The discount of 0.2% p.a. on the interest rate is valid by 31 August 2018 only.
Why take out a loan with us?
Secure your own home while there is still time. The conditions of the Campaign can be found here.
We will pay the fees from the Land Register for you!
You will be exempt from the following fees:
You do not need to go to the Land Register. We will secure the excerpts for you.
More on paying the fees of the Land Register can be found in our Campaign Conditions..
We will help you fulfil your dreams.
Wanting to live in your own home, but being unable to obtain a mortgage loan as a single applicant?
Our Mortgage Loan concluded with your parents or relatives enables us to provide you 100 % of the amount needed to purchase your property.
Obtaining additional funds is easy.
Do you have a mortgage loan with us? Would you like to top it up?
Our offer means additional funding at a favourable interest rate for you. On top of that, we will not request a new valuation of your property or a pledge agreement.
Pay your mortgage even faster - without charge
And not only in period of interest rate changes (fixation). You can prepay once a year amount up to 25% of the loan amount (always in the 30 days before the anniversary of signing the mortgage contract).
Choose, for what purpose you can use your mortgage.
Things that you usually pay for with most mortgages, are free with ours.
With our mortgage you get:
Your mortgage conforms to your needs - it is transparent and has useful options.
To buy, construct or reconstruct apartment or house we will provide up to 90% of the property value used as collateral of the loan.
Our mortgage advisors will advise you with ensuring a property estimate.
Overview of cooperating external appraisers.
|Mortgage amount||from 300 000 CZK to 90% of the value of your property|
|Imbursment||up to 12 months after loan approval - Assigned to the seller's account + 20% for the financing of small renovations to your account without proof of invoices|
|Interest rate||a fixed term of 1, 3, or 5 years|
|Repayment period||5 to 30 years|
|Instalments||monthly annuity payment, fixed for the duration of the interest rate|
|Mortgage collateral||residential property, completed and approved, in good condition|
|Mortgage PRO||PRO loan for entrepreneurs|
|Mortgage FIT||a FIT Mortgage can take into account your credit history and minor registry entries|
Mortgages with favorable guaranteed rate 2.49% p.a.
This rate mortgages you get it from CZK 1 000 000 and up to 80% of the property value.
Benchmark interest rates:
|1 year||from 3.79 % p.a.|
|3 years||from 2.49 % p.a.|
|5 years||from 2.59 % p.a.|
Disbursement of construction and reconstruction flexible adapts to suit your needs.