Insurance for non-purpose mortgage

  • Benefits of insurance

    You can arrange affordable mortgage insurance to protect your assets and your loved ones.

    Advantages of refinancing insurance:

    • Protect your assets and financial stability in case of an unexpected loss of income
    • All insurance is arranged quickly, without unnecessary paperwork, along with your mortgage
    • You choose the scope of coverage according to your needs
  • Payment protection insurance

    This insurance will help you to repay the mortgage in the event of unexpected life events.

    What risks are covered by the insurance? Choose from three packages:

    Package A
    • Permanent disability due to accident or sickness (disability III. Degrees)
    • Death due to accident, illness or road accident
    • Inability to work for more than 30 days due to injury or illness
    Package B
    • Inability to work for more than 30 days due to injury or illness 
    • Permanent disability due to accident or sickness (disability III. Degrees)
    • Serious illness
    • Death due to accident, illness or road accident
    Package C
    • Involuntary loss of employment 
    • Incapacited and unable to work
    • Permanent disability due to accident or sickness (disability III. Degrees) 
    • Death due to accident, illness or road accident

    Indemnity in the event of a claim::

    Insurance benefit in the event of incapacity or loss of a job making monthly mortgage.

    In case of death, permanent disability or serious illness, the client's insurance company will pay the remaining unpaid portion of the mortgage, up to CZK 4.000.000.

    More information about this insurance can be found on the page Documents centre. The insurance provider is MetLife Europe d.a.c..

    Report claims:
    The insured client should report an insured event in writing to the insurance company’s address: MetLife Europe d.a.c., Purkyňova 2121/3, 100 00, Praha 1

    Forms for written notification of the insured event are available at www.metlife.cz. MetLife infoline - telephone number: 227 111 111

  • Property insurance - Assisted Living

    Insurance protects your house or flat. Plus, get free assistance.

    You will get superior protection for your property against fire, lightning, flooding, windstorms, vehicle collision, theft, etc.

    You can also use professional assistance free of charge - experts will help you with the repair or maintenance of your property, as well as advise you on legal and other matters.

    More information about this insurance can be found on the page Documents centre.
    The insurance provider is Generali Insurance Company a.s.

    Report claims:

    The insured client should report an insured event in writing to the address of the insurance company:

    Generali Pojišťovna a.s., Bělehradská 132, 120 84 Praha 2.

    The form "damage report" is for written notification of the insured event and is available at www.equabank.cz. Generali infoline - telephone number: 844 188 188

  • Household contents insurance with assistance

    This insurance protects the things that belong to you and your loved ones. Plus, get free assistance.

    The insurance protects the things owned by the people who work with you in the home they live. In the event of a claim, you will receive money to buy new items.

    The insurance covers hazards such as fire, explosions, smoke damage, vehicle impact, broken water pipes, windstorm damage, hail, fallen trees, burglary, vandalism, theft, liability insurance holding real estate, etc.

    Free of charge, you can also take advantage ofprofessional assistance - experts will help you with the repair or maintenance of your property, as well as offer legal or other advice.

    More information about this insurance can be found on the page Documents centre. The insurance provider is Generali Insurance Company a.s.

  • Mortgage quickly and easily

    We will be happy to assist you with the new mortgage.

    You can arrange remortgaging at any of our branches. Make an appointment with a mortgage adviser through our contact form by clicking on "Arrange a meeting".

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