Save more money with a lower interest rate.
Our Non-specified Mortgage (the "American Mortgage") offers you a lower interest rate than conventional consumer loans. Establish your real estate loan and you can borrow anything. With our non-specified mortgage, you can get up to 70% of the value of your property.
What affects the interest rate?
Benchmark interest rates:
|1 year||from 3,99% APR / refinancing from 3,99% APR|
|3 years||from 3,79% APR / refinancing from 3,79% APR|
|5 years||from 3,79% APR / refinancing from 3,79% APR|
Pay your mortgage even faster - without charge
And not only in period of interest rate changes (fixation). You can prepay once a year amount up to 25% of the loan amount (always in the 30 days before the anniversary of signing the mortgage contract).
Things that you usually pay for with most mortgages, are free with ours.
With our mortgage you get:
The mortgage terms are simple and clear.
An unspecified mortgage is perfect for a car purchase, home renovations, or for education expenses.
|Mortgage amount||from 200 000 CZK up to 70% of the value of your property|
|Drawdown||up to 6 months after loan approval|
|Interest rates||a fixed term of 1, 3, or 5 years|
|Length of repayment||5 to 20 years|
|Repayment||monthly annuity payment, fixed for the duration of the interest rate|
|Security||residential property, completed and approved, in good condition|
|Mortgage PRO||PRO loan for entrepreneurs|
|Mortgage FIT||a FIT Mortgage can take into account your credit history and minor registry entries|