Overdraft Insurance

  • Benefits of insurance

    If you cannot repay your overdraft, our insurance will protect you and your loved ones.

    Benefits of insuring the disbursed amount:

    • payment of the full disbursed amount of the overdraft in the event of an insured losss
    • very reasonable price
    • simple arrangement directly in the overdraft application
    • no medical inspections
  • One package for everyone

    Comprehensive insurance protection

    The insurance package covers:
    • inability to work from day 30 
    • involuntary job loss from day 30 of unemployment
    • hospitalization due to illness or injury from day 30 (the risk of hospitalization is applied only in the case if the client does not meet the conditions for the given situation of the risk of involuntary loss of employment)
    • death or disability in the 3rd degree, or granting of benefits of ZTP/P (particularly physically disabled with the need of guide)
  • Indemnification

    In the event that a claim it recognized for payment of indemnification, the insurance company will pay off your entire unpaid overdraft balance effective on the date preceding of the insured loss.

    Indemnification is paid out up to the amount of 100,000 CZK.
    The insurance provider is BNP Paribas Cardif Pojišťovna, a.s. All insurance information can be found in General Insurance Contract No. BCEQ 1/2016 and in the Insurance Terms and Conditions.

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