ReLoan - repay less in the same term 

  • We save to our customers an average of CZK 20,000 

    Save thousands of crowns a year by transferring your loan to Equa bank and we also guarantee you the lowest instalment on the market now.

    Refinance any loan from other banks or non-bank companies:

    • consolidation
    • any cash loan
    • car loan

    If you transfer multiple loans separately, each loan will receive the same benefits and savings.

    On avarage, refinancing can save of 20,000 crowns. 
    In total we have saved our customers more than CZK 1 BILLION.

  • PROMO Bonus of CZK 2,000 for ReLoan

    Transfer your loan of at least CZK 100,000 (including any loan increase) from another bank to us and get a bonus of CZK 2,000.

    When to look forward to a bonus:

    • You transfer your loan of at least CZK 100,000 from another bank to us.
    • You have a loan of, say, CZK 60,000 with another bank, you transfer it to us and increase it with additional CZK 40,000.
    • You have, say, a Minute Loan of CZK 20,000 and an Overdraft of CZK 20,000 with us. You have these two loans consolidated by us and take out an additional loan of CZK 100,000.

    The Campaign applies to both existing and new customers. Check the Terms and Conditions of the Campaign.

  • Set the lowest possible instalment

    Customize your instalments yourself.

    After approval of the loan, easily set the due date and repayment amount of the instalments, regardless of the original loan. Decrease your loan instalment by about 50%. And if you need to change your monthly due date again, easily change it in internet banking.

    ReLoan amountfrom 5 000 to CZK 800 000 without collateral
    Interest ratefixed monthly for the term of the loan
    Instalments period6 to 120 months
  • Borrow an extra amount up to a total of CZK 800,000

    Transfer your old loan and conveniently borrow more money.

    Not only do we guarantee savings over your existing loan - if you need more money, you can borrow up to of CZK 800,000 (including the transfered old loan) with equally favorable terms.

  • Insurance for peace of mind

    We will not let you down if you find yourself in a difficult situation.

    It could happen to anyone. What if you lose your ability to repay your loan because you can’t work, lose your job, or are in an accident? 

    Insurance can protect the loan for you and your loved ones in the event of unexpected life events.

  • Easily transfer your loan

    All you need is a few minutes and a copy of your existing loan contract. We will do the rest.

    You can refinance at a branch, over the phone by calling our Customer Service Center, or online. Simply fill in the online application form and receive approval within 1 minute. Give us a copy of your original loan and we will do everything else for you.

    Start by clicking the "Calculate savings".

Representative example

Loan amount of CZK 225 000 for 96 months with a monthly instalment of CZK 2 722, fixed annual interest rate of 3.8% p.a., and APR of 3.9%. Total amount payable by the consumer – CZK 261 312.

It is good to know...

Favorable terms
for refinancing car loan

Free account
when you refinance

Let us help

The car is yours. No need to give us a technical certificates collateral.

Refinance with us and get a free bank account with free withdrawals from all ATMs.

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