ReLoan - repay less in the same term 

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  We save to our customers an average of CZK 20,000 

  Save thousands of crowns a year by transferring your loan to Equa bank.

  Refinance any loan from other banks or non-bank companies:

  • consolidation
  • any cash loan
  • car loan

  If you transfer multiple loans separately, each loan will receive the same benefits and savings.

  On avarage, refinancing can save of 20,000 crowns. 
  In total we have saved our customers more than CZK 560 million.

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  Set the lowest possible instalment

  Customize your instalments yourself.

  After approval of the loan, easily set the due date and repayment amount of the instalments, regardless of the original loan. Decrease your loan instalment by about 50%. And if you need to change your monthly due date again, easily change it in internet banking.

  ReLoan amount	from 5 000 to CZK 700 000 without collateral
  Interest rate	fixed monthly for the term of the loan
  Instalments period	6 to 120 months

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  Borrow an extra amount up to a total of CZK 700,000

  Transfer your old loan and conveniently borrow more money.

  Not only do we guarantee savings over your existing loan - if you need more money, you can borrow up to of CZK 700,000 (including the transfered old loan) with equally favorable terms.

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  Get an Equa bag free with ReLoan!

  For ReLoan - consolidation of at least CZK 50,000, we will give you a bonus.

  Treat yourself to even more benefits:

  • reduce your old loanand get rid of useless charges
  • customize your payments yourself
  • discounted insurance in the case of unexpected life events

  How to simply get an Equa bag for free to ReLoan find in the Term and conditions.

  
  
  

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  Insurance for peace of mind

  We will not let you down if you find yourself in a difficult situation.

  It could happen to anyone. What if you lose your ability to repay your loan because you can’t work, lose your job, or are in an accident? 

  Insurance can protect the loan for you and your loved ones in the event of unexpected life events.

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  Easily transfer your loan

  All you need is a few minutes and a copy of your existing loan contract. We will do the rest.

  You can refinance at a branch, over the phone by calling our Customer Service Center, or online. Simply fill in the online application form and receive approval within 1 minute. Give us a copy of your original loan and we will do everything else for you.

  Start by clicking the "Calculate savings".