ReLoan - repay less in the same term 

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  We save to our customers an average of CZK 20,000 

  Save thousands of crowns a year by transferring your loan to Equa bank and we also guarantee you the lowest instalment on the market now.

  Refinance any loan from other banks or non-bank companies:

  • consolidation
  • any cash loan
  • car loan

  If you transfer multiple loans separately, each loan will receive the same benefits and savings.

  On avarage, refinancing can save of 20,000 crowns. 
  In total we have saved our customers more than CZK 1 BILLION.

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  PROMO Bonus of CZK 2,000 for ReLoan

  Transfer your loan of at least CZK 100,000 (including any loan increase) from another bank to us and get a bonus of CZK 2,000.

  When to look forward to a bonus:

  • You transfer your loan of at least CZK 100,000 from another bank to us.
  • You have a loan of, say, CZK 60,000 with another bank, you transfer it to us and increase it with additional CZK 40,000.
  • You have, say, a Minute Loan of CZK 20,000 and an Overdraft of CZK 20,000 with us. You have these two loans consolidated by us and take out an additional loan of CZK 100,000.

  The Campaign applies to both existing and new customers. Check the Terms and Conditions of the Campaign.

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  Set the lowest possible instalment

  Customize your instalments yourself.

  After approval of the loan, easily set the due date and repayment amount of the instalments, regardless of the original loan. Decrease your loan instalment by about 50%. And if you need to change your monthly due date again, easily change it in internet banking.

  ReLoan amount	from 5 000 to CZK 800 000 without collateral
  Interest rate	fixed monthly for the term of the loan
  Instalments period	6 to 120 months

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  Borrow an extra amount up to a total of CZK 800,000

  Transfer your old loan and conveniently borrow more money.

  Not only do we guarantee savings over your existing loan - if you need more money, you can borrow up to of CZK 800,000 (including the transfered old loan) with equally favorable terms.

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  Insurance for peace of mind

  We will not let you down if you find yourself in a difficult situation.

  It could happen to anyone. What if you lose your ability to repay your loan because you can’t work, lose your job, or are in an accident? 

  Insurance can protect the loan for you and your loved ones in the event of unexpected life events.

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  Easily transfer your loan

  All you need is a few minutes and a copy of your existing loan contract. We will do the rest.

  You can refinance at a branch, over the phone by calling our Customer Service Center, or online. Simply fill in the online application form and receive approval within 1 minute. Give us a copy of your original loan and we will do everything else for you.

  Start by clicking the "Calculate savings".