Loan Insurance

  • Benefits of insurance

    If you cannot repay your loan, insurance will protect you and your loved ones.

    Advantages of payment protection insurance:

    • you choose from 2 versions of coverage
    • don’t expose yourself or your loved ones to the financial burden of having to repay the loan in the event of unexpected life situations
    • favorable premiums
    • simple online loan application
    • no medical examinations or health questionnaires
  • Optional insurance

    Insurance coverage to meet your needs.

    Choose the appropriate version for you.
    Package A
    • Death due to accident or illness
    • Total permanent disability due to accident or illness
    • The inability to work longer than 30 days due to injury or illness
    Package B
    • Involuntary job loss
    • Death due to accident or illness
    • Total permanent disability due to accident or illness
    • The inability to work longer than 30 days due to injury or illness
    This package is designed for customers in full-time employment.
  • Insurance benefits

    In the event of an adverse life event, the insurance company will pay the monthly instalment or remaining outstanding amount of the loan.

    If you are incapacitated or lose your job, the insurance company will pay the monthly loan payments. In the event of death or permanent disability the insurance company will pay the remaining unpaid portion of the loan up to 500 000 CZK.

    The insurance provider is MetLife Europe d.a.c. For more information, refer to the document Group agreement and general terms and conditions on the page Documents centre

    The loan can be arranged in 5 minutes. Simply click “Calculate low-cost loan”, enter a few details, and the loan is yours. 

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