We do not offer the consolidation right now, but we are preparing it for you at Raiffeisenbank

  • Lower your instalment according to your needs

    Repay e.g. 50 % less than until now.

    Do you repay every month unfavourable loans, credits, current accounts or credit cards? Merge them into one favourable loan and repay e.g. 50 % less.

    What do you get?

    • better control over your finances thanks to a single monthly instalment
    • the possibility to set the instalment amount
    • save on the charges you now pay every month
  • What could be consolidated

    Loans, credit cards, leasing and current accounts.

    We will merge all the loans into one. Common loans, credit cards, current accounts, credit companies’ cards, car credits and leasing and loans with given purpose.

    Regardless of the bank. You can have loans at any bank and also at any non-banking credit company.


    And what’s best? You don’t need to go into any of these institutions. We will transfer the instalments for you or prepare everything so you can transfer the loans easily from the comfort of your home.

  • Without paperwork and easily? It’s possible

    We will lower your instalments while you wait.
    Are you worried that consolidating all the loans will be too complicated? With us, you don’t have to run around your original banks or look for old contracts and income confirmations.
    The request could be processed in several minutes.

    We do not offer the consolidation right now, but we are preparing it for you at Raiffeisenbank 
  • Consolidation and more money up to a total
    ​​​​​​​of CZK 800,000

    With ReLoan, you can borrow even more money.

    You can consolidate your loans and borrow some more money up to a total of CZK 800,000 (including the transfered old loan), you can repay up to 10 years. Without securing by a real estate or guarantor.
  • Get rid of all the charges

    Our loan consolidation is free and you will also save on charges.

    What do you get for free?
    • request for both the consolidation and a loan
    • keeping the loan and a checking account
    • withdrawals from all the ATMs in Czech Republic
    • changes of both the amount and day of the instalments
  • You set the instalment yourself

    You can change the date and amount of instalments in a few minutes in your internet banking.

    You can set not only the amount, but also the day of the instalment. Do you want to change the day? Nothing easier, you can do it anytime and for free.

Representative example: 

Loan amount of CZK 290 000 for 120 months with a monthly instalment of CZK 3 323, fixed annual interest rate of 6.7% p.a., and APR of 6.9%. Total amount payable by the consumer – CZK 398 760.


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