Insurance to the consolidation

  • Advantages of the insurance

    Why is the insurance beneficial? In case you wouldn’t be able to pay the loan, the insurance will protect you and your family. 
    What are the advantages of the insurance?
    • you can choose from 2 different scopes of insurance coverage
    • you protect you and your relatives from financial burden
    • for unexpected life situations, including incapacity for work and loss of job
    • favourable insurance price
    • you can arrange it online together with the loan request
    • no medical inspections or health questionnaires
  • Versions of the insurance

    Choose insurance coverage that best suits your needs.

    Package A
    • Death due to accident or illness
    • Total permanent disability due to accident or illness
    • The inability to work longer than 30 days due to injury or illness
    Package B
    • Involuntary job loss
    • Death due to accident or illness
    • Total permanent disability due to accident or illness
    • The inability to work longer than 30 days due to injury or illness
    The package B is designed for customers in full-time employment.
  • Favourable price

    Insurance premium is part of the monthly instalment of the loan.

    Payment protection package A  0.15 % from the granted loan
    Payment protection package B 0.21 % from the granted loan  
  • How does the insurance work

    The insurance company will pay the instalment or whole loan.

    If there is a right to the insurance benefit based on incapacity for work or loss of job, the insurance company will pay monthly payments. In case of death or permanent invalidity, it will pay the rest of the loan, up to CZK 500,000.

    The insurance is provided by MetLife Europe d.a.c. All information about the insurance could be found in the document Group agreement and general terms and conditions (only in czech).

It is good to know...

Favorable terms
for refinancing car loan

Free account when you refinance

Let us help

The car is yours. No need to give us a technical certificates collateral.

Refinance with us and get a free bank account with free withdrawals from all ATMs.

Find answers to frequently asked questions,
​​​​​​​or contact us.

Please contact me

Zavřít

Your personal information will be used for contact purposes only. Memorandum on personal data protection.