Consolidation – replace the instalments with one

  • With ReLoan - consolidation you get a gift

    For ReLoan - consolidation of at least CZK 50,000, we will give you an tablet Lenovo.

    Get also the other advantages:

    • lower your monthly instalments e.g. by 50 %
    • you will set the height of instalments according to your current needs
    • you can arrange everything online, at the branch or at the client centre telephone line
    • we approve the applications while you wait and without unnecessary paperwork
    • we consolidate loans up to CZK 600,000, without guarantor or securing by real estate
    • you can arrange a useful repayment insurance

    You will get more information about how to easily get an tablet Lenovo for free in the Terms of the campaign (only in czech version).

  • Lower your instalment according to your needs

    Repay e.g. 50 % less than until now.

    Do you repay every month unfavourable loans, credits, current accounts or credit cards? Merge them into one favourable loan and repay e.g. 50 % less.

    What do you get?

    • low instalment, suitable for the family budget
    • better control over your finances thanks to a single monthly instalment
    • the possibility to set the instalment amount
    • save on the charges you now pay every month
  • What could be consolidated

    Loans, credit cards, leasing and current accounts.

    We will merge all the loans into one. Common loans, credit cards, current accounts, credit companies’ cards, car credits and leasing and loans with given purpose.

    Regardless of the bank. You can have loans at any bank and also at any non-banking credit company.


    And what’s best? You don’t need to go into any of these institutions. We will transfer the instalments for you or prepare everything so you can transfer the loans easily from the comfort of your home.

  • Without paperwork and easily? It’s possile.

    We will lower your instalments while you wait.
    Are you worried that consolidating all the loans will be too complicated? With us, you don’t have to run around your original banks or look for old contracts and income confirmations.
    The request could be processed in several minutes.

    What’s the process?
    • you fill-in the request either online, at any branch or by telephone
    • you will know immediately that your request was approved, without waiting
    • you just need one identity document and just one contract for any of the original loans
    • we will arrange the transfer of the main loan and prepare the payment and termination of the other obligations for you
    • everything is solved in a while and you don’t have to go anywhere
  • Consolidation up to CZK 600,000 and some more money

    With ReLoan, you can borrow even more money.

    You can consolidate loans up to CZK 600,000 total, you can repay up to 10 years. Without securing by a real estate or guarantor.

    Do you need some more money? With consolidation, you can arrange a favourable loan for anything.
    • you arrange everything online in several minutes
    • you enter the sum required into the input calculator
    • just click on the "Calculate savings"
  • Get rid of all the charges

    Our loan consolidation is free and you will also save on charges.

    What do you get for free?
    • request for both the consolidation and a loan
    • keeping the loan and a checking account
    • withdrawals from all the ATMs in Czech Republic
    • changes of both the amount and day of the instalments
    • prior repayment
  • You set the instalment yourself

    You can change the date and amount of instalments in a few minutes in your internet banking.

    You can set not only the amount, but also the day of the instalment. Do you want to change the day? Nothing easier, you can do it anytime and for free.

Representative example: 

Loan amount CZK 290,000 for 120 month with monthly instalment of CZK 3,817, annual interest rate 9.90 % p.a., RPSN 10.37 %, total expenses paid by the consumer CZK 458,040.

It is good to know...

Favorable terms
for refinancing car loan

Free account when you refinance

Let us help

The car is yours. No need to give us a technical certificates collateral.

Refinance with us and get a free bank account with free withdrawals from all ATMs.

Find answers to frequently asked questions,
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