It is much easier to pick a car once you have your loan ready

  • No advance payments and no hidden charges

    You will get the CarLoan for free. Extra payments and completely early repayment are also free. You can simply repay your loan without unnecessary fees.

    We will also lend you the entire amount for a new car.

  • Get your CarLoan easily online

    Apply for a CarLoan and we will assess your application via the Internet within three minute.

    You only need a little time and your ID card. You can also get the loan at one of our branches or over the telephone via our Customer Service Centre.

    Just need to click on “Calculate CarLoan”, enter a few details and the loan is yours.

  • You can keep the certificate of roadworthiness

    We do not ask you to give us the certificate of roadworthiness as security.

    The CarLoan’s benefits as compared to lease purchase include also the fact that the car is yours from the outset.

  • Payments can be whatever you wish

    You decide how and when you will pay.

    The repayment can be spread over 3 months to 10 years.

    We enable you to set the instalment amount as you wish to reflect your situation and needs, go to a branch, call our Customer Service Center
    And if another date of monthly instalments suits you, you can easily change it in the internet banking.


  • If you take out a CarLoan of at least CZK 50 000, we will give you 3 vouchers for a standard type car history check at Cebia via the Autotracer system

    Calculate your CarLoan, type in the promo code “AUTO”.  If you are applying for the loan at one of our braches or the Customer Service Centre, show this promo code to the banker/operator.

    The Autotracer system will provide you with a lot of important information about your selected car, including: 

    • mileage readings
    • verification of the year of manufacture
    • theft check
    • lease purchase check
    • history of servicing and a range of other information

    See the campaign terms and conditions for information on how to easily get the vouchers for the car history checks. 

Representative example

Loan amount of CZK 100 000 for 60 months with a monthly instalment of CZK 1966 fixed annual interest rate of 6.7% p. a., and APR of 6.9%. Total amount payable by the consumer – CZK 117 960.

It is good to know…

Minute Loan with benefits

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