Choose the best for yourself

What we offer
Choose from two packages depending on the amount of coverage and limits you want.
The insurance coverage limits are clustered and are valid for each insured event. You can submit up to 3 claims per calendar year.
Loss events for theft of a mobile phone and use of legal assistance may be used twice per calendar year, and use of technical assistance and data renewal may be used once per calendar year.

Basic package for about 1 CZK per day

If you don’t tend to carry many costly items and aren’t concerned about cyber security risks, the basic package will be enough for you.

With the Basic package, you can secure your money and personal items that you normally carry.

Risks insured	Amount insured
Misuse of the card due to loss or theft card misuse (including contactless transactions) card misuse using the PIN code or 3D Secure Internet transactions forced withdrawals from ATMs fee for new card	35 000 CZK
Theft of cash* a) which the insured withdrew from the account to which the card is linked b) regardless of withdrawal source and time	3 000 CZK 2 000 CZK
Loss or theft of personal belongings Mobile phone, including work phones (theft) Watches, including smart watches (theft) Music player (theft) Sunglasses and prescription glasses (theft) Meal coupons and vouchers provided by an employer (theft) Prescription and over the counter medicine and medical devices Keys (to a residence or car) Documents (ID and driver’s license, passport, “small” car technical certificate, residence permits, transit pass) Lump sum of CZK 500 for costs incurred to obtain new documents Wallet Bag (handbag, purse, backpack, small bag) Jewellery and cosmetics (theft) Pocket and multi-purpose knives (theft) Pens and stationary (theft)	35 000 CZK

Risks insured

Amount insured

Misuse of the card due to loss or theft

35 000 CZK

Theft of cash*
a) which the insured withdrew from the account to which the card is linked
b) regardless of withdrawal source and time

3 000 CZK

2 000 CZK

Loss or theft of personal belongings

Mobile phone, including work phones (theft)
Watches, including smart watches (theft)
Music player (theft)
Sunglasses and prescription glasses (theft)
Meal coupons and vouchers provided by an employer (theft)
Prescription and over the counter medicine and medical devices
Keys (to a residence or car)
Documents (ID and driver’s license, passport, “small” car technical certificate, residence permits, transit pass)
Lump sum of CZK 500 for costs incurred to obtain new documents
Wallet
Bag (handbag, purse, backpack, small bag)
Jewellery and cosmetics (theft)
Pocket and multi-purpose knives (theft)
Pens and stationary (theft)

35 000 CZK

* In the case of an insured event, the insured will receive insurance indemnity only once, either pursuant to a) or b).

If you tend to carry costly items and want to be insured against cyber security risks as well, it’s best not to take any chances.

The Comprehensive package has a higher insured amount and covers a stolen laptop, tablet, or camera.

Risks insured	Amount insured
Misuse of the card due to loss or theft card misuse (including contactless transactions) card misuse using the PIN code or 3D Secure Internet transactions forced withdrawals from ATMs fee for new card	50 000 CZK
Theft of cash* a) which the insured withdrew from the account to which the card is linked b) regardless of withdrawal source and time	6 000 CZK 4 000 CZK
Coverage of all items per Basic package + more in the case of theft Tablet including work devices (theft) Notebook including work devices (theft) Book e-reader (theft) Camera and video camera (theft) Powerbank and headphones (theft) Flash disk USB, external hard disk and memory card (theft) WiFi dongle and calculator (theft)	50 000 CZK
Other insurance coverage: Insurance against misuse of electronic payments Insurance for purchase of goods on the internet	50 000 CZK
Legal insurance Assistance for reputation damage on the internet Saving files on data devices	60 min. 2 times per year 10 000 CZK 10 000 CZK