Price List
Download full price list in PDF - valid from 1. 1. 2021
Current account
Current account - CZK/EUR/USD
| Monthly account maintenance in CZK/EUR/USD | FREE OF CHARGE |
|---|---|
| Credit transfer - outgoing domestic payment | FREE OF CHARGE |
| Credit transfer - incoming domestic payment | FREE OF CHARGE |
| Credit transfer - incoming domestic instant payment | FREE OF CHARGE |
| Credit transfer - outgoing Equa payment (including a payment with currency conversion) | FREE OF CHARGE |
| Credit transfer - incoming Equa payment (including a payment with currency conversion) | FREE OF CHARGE |
| Monthly bank account statement | |
| – Electronic delivery | FREE OF CHARGE |
| – Postal delivery | CZK 29 |
| Standing order (set-up, change, cancellation, payment) | FREE OF CHARGE |
| Direct debit (authorization, change, cancellation, payment) | FREE OF CHARGE |
| SIPO direct debit (authorization, change, cancellation, payment) | FREE OF CHARGE |
| Cancellation of a pending payment | FREE OF CHARGE |
| Credit transfer - instant outgoing domestic payment | FREE OF CHARGE |
| Credit transfer - outgoing domestic priority payment | CZK 29 |
| Credit transfer - outgoing Europayment/SEPA | FREE OF CHARGE |
| Credit transfer - outgoing priority Europayment/SEPA | CZK 29 |
| Credit transfer - incoming Europayment/SEPA | FREE OF CHARGE |
| Credit transfer - incoming foreign payment | CZK 29 |
| Credit transfer - outgoing foreign payment (additional fees of third parties may be charged with OUR fee) | CZK 299 |
| Credit transfer - outgoing foreign priority payment (additional fees of third parties may be charged with OUR fee) | CZK 499 |
MasterCard Debit Card
| Providing a debit card/renewal upon expiration | FREE OF CHARGE |
|---|---|
| Standard card maintenance | FREE OF CHARGE |
| Maintenance of Gold Premium Card (monthly) | CZK 99 |
| Maintenance of Gold Premium Plus Card (monthly) | CZK 149 |
| Cash withdrawal | |
| – from an ATM of any bank in the CR | FREE OF CHARGE |
| – from an ATM of any bank abroad | FREE OF CHARGE |
| – for a payment in a shop in the CR/abroad (cash-back) | FREE OF CHARGE |
| – in a bank branch in the CR/abroad (cash-advance) | CZK 99 |
| Cash deposit through Equa bank ATM | |
| – cash deposit CZK | FREE OF CHARGE |
| – cash deposit EUR or USD | 0,5 % of the deposit amount |
| Balance inquiry through Equa bank ATM | FREE OF CHARGE |
| Balance inquiry through others ATM | CZK 9 |
| Set-up of an own PIN code for a new card | FREE OF CHARGE |
| Change of PIN code (using the internet banking) | FREE OF CHARGE |
| Change of limits for card payments | FREE OF CHARGE |
| Connection of a card to a current account in a foreign currency (activation/deactivation) | FREE OF CHARGE |
| Card reissuance (loss or theft) | CZK 99 |
| Card blocking (both temporary and permanent, e.g. in case of theft, loss) | FREE OF CHARGE |
| Express delivery of a new card | CZK 299 |
Notification services
| Authorization SMS to confirm an active transaction | FREE OF CHARGE |
|---|---|
| Informative SMS | |
| - about payments, transactions and balances (sent to a domestic telephone number) | CZK 1.50 |
| - about a payment made (sent to a foreign telephone number) | CZK 3.50 |
| Informative e-mail about payments, transactions and balances | FREE OF CHARGE |
Other services provided
| Provision of banking information to third parties, as specified by the customer | CZK 499 |
|---|---|
| Issuance of confirmation as specified by client | CZK 299 |
| Sent reminder to pay due amount | CZK 499 |
Loans refinancing
ReLoan is completely free of charge
| Loan provision and maintenance | FREE OF CHARGE |
|---|---|
| Early repayment | FREE OF CHARGE |
| Contractual fine for failure to settle refinanced or consolidated obligations (monthly) | CZK 299 |
Payment protection insurance for consumer loans (monthly)
| Package A | 0.13 % from the provided loan amount |
|---|---|
| Package B | 0.19 % from the provided loan amount |
Loan
The loan is free of charge - free from beginning to end
| Loan provision and maintenance | FREE OF CHARGE |
|---|---|
| Early repayment | FREE OF CHARGE |
Payment protection insurance for consumer loans (monthly)
| Package A | 0.15 % from the provided loan amount |
|---|
Consolidation
Consolidation is completely free of charge
| Loan provision and maintenance | FREE OF CHARGE |
|---|---|
| Early repayment | FREE OF CHARGE |
| Contractual fine for failure to settle refinanced or consolidated obligations (monthly) | CZK 299 |
Payment protection insurance for consumer loans (monthly)
| Package A | 0.15 % from the provided loan amount |
|---|---|
| Package B | 0.21 % from the provided loan amount |
Purpose mortgage
Banking services related to the provision of mortgages
| Evaluation of an application for a purpose mortgage | FREE OF CHARGE |
|---|---|
| Evaluation of an application for a non-purpose mortgage | CZK 4,900 |
| Evaluation of an application for an offset mortgage | CZK 4,900 |
| Acquisition of documents from the Land Registry via remote access (incl. VAT) | CZK 100 for 1 A4 page |
Financial performance during the contract term
| Maintenance and administration | FREE OF CHARGE | |
|---|---|---|
| First drawdown | FREE OF CHARGE | |
| The second and each additional drawdown | CZK 800 per drawdown | |
| Express drawing a loan (on the second banking working day) | CZK 1,900 | |
| Fee for reserving funds | 5% of the undrawn part of the Loan limit in the Drawdown Term (if the client does not draw at least 50% of the total loan limit) | |
| A photocopy of a document drawn up in connection with a mortgage loan | CZK 500 per each document | |
Change of contract and early repayment of the loan
| Changing the contract requested by the client, waiver of lien and collateral changes at the client's request | CZK 5,000 | |
|---|---|---|
| Fee for extending the drawdown period | 5 000 CZK + 0.1% of the Loan limit not used within the drawdown period for each and already started month of the extension | |
| Compiling and sending extraordinary confirmation of interest paid requested by the client (incl. VAT) | CZK 250 per statement | |
|---|---|---|
| FIssuance of a confirmation, statement, information, consent or document at the client’s request (incl. VAT) | CZK 500 incl. VAT | |
Insurance provided to loan products
| Payment protection insurance - mortgages | 8.9% of the monthly mortgage loan instalment | |
|---|---|---|
Remortgage
Banking services related to the provision of mortgages
| Evaluation of an application for a purpose mortgage | FREE OF CHARGE |
|---|---|
| Evaluation of an application for a non-purpose mortgage | CZK 4,900 |
| Evaluation of an application for an offset mortgage | CZK 4,900 |
| Acquisition of documents from the Land Registry via remote access (incl. VAT) | CZK 100 for 1 A4 page |
Financial performance during the contract term
| Maintenance and administration | FREE OF CHARGE | |
|---|---|---|
| First drawdown | FREE OF CHARGE | |
| The second and each additional drawdown | CZK 800 per drawdown | |
| Express drawing a loan (on the second banking working day) | CZK 1,900 | |
| Fee for reserving funds | 5% of the undrawn part of the Loan limit in the Drawdown Term (if the client does not draw at least 50% of the total loan limit) | |
| A photocopy of a document drawn up in connection with a mortgage loan | CZK 500 per each document | |
Change of contract and early repayment of the loan
| Changing the contract requested by the client, waiver of lien and collateral changes at the client's request | CZK 5,000 | |
|---|---|---|
| Fee for extending the drawdown period | CZK 5,000 + 0.1% of the Loan limit not used within the drawdown period for each and already started month of the extension | |
Confirmations and statements
| Compiling and sending extraordinary confirmation of interest paid requested by the client (incl. VAT) | CZK 250 per statement | |
|---|---|---|
| Issuance of a confirmation, statement, information, consent or document at the client’s request (incl. VAT) | CZK 500 incl. VAT | |
Insurance provided to loan products
| Payment protection insurance - mortgages | 8.9% of the monthly mortgage loan instalment | |
|---|---|---|
Non-purpose mortgages
| Evaluation of an application for a non-purpose mortgage | CZK 4,900 |
|---|---|
| Acquisition of documents from the Land Registry via remote access (incl. VAT) | CZK 100 for 1 A4 page |
Financial performance during the contract term
| Administration of a mortgage loan | FREE OF CHARGE | |
|---|---|---|
| First drawdown | FREE OF CHARGE | |
| The second and each additional drawdown | CZK 800 per drawdown | |
| Express drawing a loan (on the second banking working day) | CZK 1,900 | |
| Fee for reserving funds | 5% of the undrawn part of the Loan limit in the Drawdown Term (if the client does not draw at least 50% of the total loan limit) | |
| A photocopy of a document drawn up in connection with a mortgage loan | CZK 500 per each document | |
| Changing the contract requested by the client, waiver of lien and collateral changes at the client's request | CZK 5,000 | |
|---|---|---|
| Fee for extending the drawdown period | CZK 5,000 + 0.1% of the Loan limit not used within the drawdown period for each and already started month of the extension | |
| Compiling and sending extraordinary confirmation of interest paid requested by the client (incl. VAT) | CZK 250 per statement | |
|---|---|---|
| Issuance of a confirmation, statement, information, consent or document at the client’s request (incl. VAT) | CZK 500 incl. VAT | |
| Payment protection insurance - mortgages | 8.9% of the monthly mortgage loan instalment | |
|---|---|---|
Savings accounts
| Account opening and maintenance | FREE OF CHARGE |
|---|---|
| Monthly bank account statement | |
| - Electronic delivery | FREE OF CHARGE |
| - Postal delivery | CZK 29 |
| Credit transfer - outgoing domestic payment | CZK 9 |
| Credit transfer - outgoing domestic instant payment | CZK 9 |
| Credit transfer - incoming domestic payment | FREE OF CHARGE |
| Credit transfer - incoming domestic instant payment | FREE OF CHARGE |
| Credit transfer - domestic payment order to client's own account within Equa bank | FREE OF CHARGE |
| Credit transfer - outgoing domestic priority payment | CZK 29 |
| Credit transfer - outgoing Europayment/SEPA | CZK 9 |
| Credit transfer - outgoing priority Europayment/SEPA | CZK 29 |
| Credit transfer - incoming Europayment/SEPA | FREE OF CHARGE |
| Credit transfer - incoming foreign payment | CZK 29 |
| Credit transfer - outgoing foreign payment (additional fees of third parties may be charged with OUR fee) | CZK 299 |
| Credit transfer - outgoing foreign priority payment (additional fees of third parties may be charged with OUR fee) | CZK 499 |
Term deposits
| Opening and maintenance of term deposit | FREE OF CHARGE |
|---|---|
| Transfer of funds upon opening and maturity of term deposit account | FREE OF CHARGE |
| Cancellation before maturity | 4% of principal |
The term deposit and its opening are conditioned by maintenance of a current account in a currency which is identical with the currency of the term deposit to be opened. |
|---|
Bill protection insurance
| Bill protection insurance | Monthly cost |
| Basic | 129 CZK |
|---|---|
| Complex | 199 CZK |
Card and personal belongings insurance
| Fraudulent usage insurance | Monthly Cost |
|---|---|
| Basic | 39 CZK |
| Comprehensive | 89 CZK |
Travel insurance
| Year-round Trave Insurance (valid from 22. 10. 2020) | Monthly Cost |
| Single Europe | 59 CZK |
|---|---|
| Single World | 69 CZK |
| Family Europe | 79 CZK |
| Family World | 109 CZK |
| Travel Insurance via Mobile app | Daily Cost |
| Single Europe | 29 CZK |
|---|---|
| Single World | 73 CZK |
| Family Europe | 65 CZK |
| Family World | 99 CZK |
Legal assistance for drivers
| Legal protection for drivers | Monthly cost |
|---|---|
| Legal assistance for drivers (not offered) | 119 CZK |
Fees are charged in CZK. In case of foreign currency accounts, the fees are charged in the account currency converted by non – cash mid rate of respective currency.
Fees for active transactions (payment orders, realized payments, standing orders, direct debits, SIPO) apply when internet or mobile banking is used. If telephone banking or a Bank branch are used, an additional fee of CZK 20 is charged. When providing a banking informations to third parties, a VAT may be applied for such service.
Products and services for corporate customers
About Equa bank
Important documents
Special offers
Mobile banking
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