Price List

Download full price list in PDF - valid as of 1. 9. 2018

Current account

Current account - CZK/EUR/USD

Monthly account maintenance in CZK/EUR/USDFREE OF CHARGE
Credit transfer - outgoing domestic paymentFREE OF CHARGE
Credit transfer - incoming domestic paymentFREE OF CHARGE
Credit transfer - outgoing Equa payment (including a payment with currency conversion)FREE OF CHARGE
Credit transfer - incoming Equa payment (including a payment with currency conversion)FREE OF CHARGE
Monthly bank account statement
   – Electronic deliveryFREE OF CHARGE
   – Postal delivery29 CZK
Standing order (set-up, change, cancellation, payment)FREE OF CHARGE
Direct debit (authorization, change, cancellation, payment)FREE OF CHARGE
SIPO direct debit (authorization, change, cancellation, payment)FREE OF CHARGE
Cancellation of a pending paymentFREE OF CHARGE
Credit transfer - outgoing domestic priority paymentCZK 29
Credit transfer - outgoing Europayment/SEPACZK 99
Credit transfer - incoming Europayment/SEPACZK 9
Credit transfer - incoming foreign paymentCZK 29
Credit transfer - outgoing foreign payment (additional fees of third parties may be charged with OUR fee)CZK 299
Credit transfer - outgoing foreign priority payment (additional fees of third parties may be charged with OUR fee)CZK 499

MasterCard Debit Card

Providing a debit card/renewal upon expirationFREE OF CHARGE
Standard card maintenanceFREE OF CHARGE
Maintenance of Golden Premium Card (monthly)CZK 89
Maintenance of Golden Premium Plus Card (monthly)CZK 129
Cash withdrawal
   – from an ATM of any bank in the CRFREE OF CHARGE
   – from an ATM of any bank abroadCZK 9
   – from an ATM of any bank abroad using Premium Plus CardFREE OF CHARGE
   – for a payment in a shop in the CR/abroad (cash-back)FREE OF CHARGE
   – in a bank branch in the CR/abroad (cash-advance)CZK 99
Balance inquiry through ATMCZK 9
Set-up of an own PIN code for a new cardFREE OF CHARGE
Change of PIN code (using the internet banking)FREE OF CHARGE
Change of limits for card paymentsFREE OF CHARGE
Connection of a card to a current account in a foreign currency (activation/deactivation)FREE OF CHARGE
Card reissuance (loss or theft)CZK 99
Card blocking (both temporary and permanent, e.g. in case of theft, loss)FREE OF CHARGE
Express delivery of a new cardCZK 299

Notification services

Authorization SMS to confirm an active transactionFREE OF CHARGE
Informative SMS
- about payments, transactions and balances (sent to a domestic telephone number)CZK 1.50
- about a payment made (sent to a foreign telephone number)CZK CZK 3.50
Informative e-mail about payments, transactions and balancesFREE OF CHARGE

Other services provided

Provision of banking information to third parties, as specified by the customerCZK 499
Issuance of confirmation as specified by clientFREE OF CHARGE
Sent reminder to pay due amountCZK 499

Loans refinancing

Refinancing a loan is completely free of charge

Loan provision and maintenanceFREE OF CHARGE
Early repayment and extraordinary instalmentsFREE OF CHARGE
Contractual fine for failure to settle refinanced or consolidated obligations (monthly)CZK 299

Payment protection insurance for consumer loans approved until 23 June 2017 (monthly)

Package A0.13 % from the provided loan amount
Package B0.19 % from the provided loan amount

Loan

The loan is free of charge - free from beginning to end

Loan provision and maintenance
FREE OF CHARGE
Early repayment and extraordinary instalments
FREE OF CHARGE
Contractual fine for failure to settle refinanced or consolidated obligations (monthly)
CZK 299

Consolidation

Loan provision and maintenanceFREE OF CHARGE
Early repayment and extraordinary instalmentsFREE OF CHARGE
Contractual fine for failure to settle refinanced or consolidated obligations (monthly)CZK 299

Purpose mortgage

Mortgage Arrangement

Granting of mortgageFREE OF CHARGE
Standard purpose and non-purpose loan: fixation for 3 and 5 yearsFREE OF CHARGE
Standard purpose and non-purpose loan: fixation for 1 yearCZK 2,800
PRO and FIT Mortgage1 % from the loan amount

Mortgage Disbursement

1st to 4th drawdownFREE OF CHARGE
5th and further drawdownCZK 500
Incomplete drawdown5 % from the undrawn part of loan if it exceeded 20 % of loan limit
Extension of drawdown period1.5 % p.a. from the undrawn part of loan as of the application day

Mortgage Maintanance and Administration

Maintenance and administrationFREE OF CHARGE
Administration of extraordinary repayment (for constracts signed until 30 Nov 2016)*Outside the date of change of fixed interest rate10 % from the instalment amount
As of the date of change of fixed interest rateFREE OF CHARGE
Electronic deliveryAnnual loan account statementFREE OF CHARGE
Confirmation of interests paidFREE OF CHARGE
Postal deliveryAnnual loan account statement150 CZK
Confirmation of interests paid100 CZK
Contract amendment requiring preparation of contract amendmentCZK 3,000
Change of loan parameter on the part of customer without the need to prepare a contract amendmentCZK 1,000
Verification of entry in the Land RegistryCZK 300
Termination of lien or another law (including the instruction for deletion from the Land Registry)CZK 500 + administrative fee of the Land Registry (currently CZK 1,000)
Sent reminder to fulfil contractual conditionsCZK 499

Mortgage Insurance

Real estate insurance0.0055 % from the insurance amount + CZK 160
Household insuranceInsurance amount CZK 300,000125 CZK
Insurance amount CZK 500,000175 CZK
Insurance amount CZK 750,000250 CZK
Payment protection insurance in case that the offer was issued until 17th November 2017Package A0.033 % from the agreed loan
Package B0.055 % from the agreed loan
Package C0.069 % from the agreed loan
Payment protection insurance in case that the offer was issued after 18thPackage A0.035 % from the agreed loan
Package B0.057 % from the agreed loan
Package C0.071 % from the agreed loan

Fees for mortgage insurance are charged monthly. The real estate and household insurance are provided in cooperation with Generali Pojistovna a.s., the payment protection insurance is provided in cooperation with MetLife Europe d.a.c., branch for the Czech Republic.

Remortgage

Mortgage Arrangement

Granting of mortgageFREE OF CHARGE
Standard purpose and non-purpose loan: fixation for 3 and 5 yearsFREE OF CHARGE
Standard purpose and non-purpose loan: fixation for 1 yearCZK 2,800
PRO and FIT Mortgage1 % from the loan amount

Mortgage Disbursement

1st to 4th drawdownFREE OF CHARGE
5th and further drawdownCZK 500
Incomplete drawdown5 % from the undrawn part of loan if it exceeded 20 % of loan limit
Extension of drawdown period1.5 % p.a. from the undrawn part of loan as of the application day

Mortgage Maintanance and Administration

Maintenance and administrationFREE OF CHARGE
Administration of extraordinary repayment (for constracts signed until 30 Nov 2016)*Outside the date of change of fixed interest rate10 % from the instalment amount
As of the date of change of fixed interest rateFREE OF CHARGE
Electronic deliveryAnnual loan account statementFREE OF CHARGE
Confirmation of interests paidFREE OF CHARGE
Postal deliveryAnnual loan account statement150 CZK
Confirmation of interests paid100 CZK
Contract amendment requiring preparation of contract amendmentCZK 3,000
Change of loan parameter on the part of customer without the need to prepare a contract amendmentCZK 1,000
Verification of entry in the Land RegistryCZK 300
Termination of lien or another law (including the instruction for deletion from the Land Registry)CZK 500 + administrative fee of the Land Registry (currently CZK 1,000)
Sent reminder to fulfil contractual conditionsCZK 499

Mortgage Insurance

Real estate insurance0.0055 % from the insurance amount + CZK 160
Household insuranceInsurance amount CZK 300,000125 CZK
Insurance amount CZK 500,000175 CZK
Insurance amount CZK 750,000250 CZK
Payment protection insurance in case that the offer was issued until 17th November 2017Package A0.033 % from the agreed loan
Package B0.055 % from the agreed loan
Package C0.069 % from the agreed loan
Payment protection insurance in case that the offer was issued after 18thPackage A0.035 % from the agreed loan
Package B0.057 % from the agreed loan
Package C0.071 % from the agreed loan

Fees for mortgage insurance are charged monthly. The real estate and household insurance are provided in cooperation with Generali Pojistovna a.s., the payment protection insurance is provided in cooperation with MetLife Europe d.a.c., branch for the Czech Republic.

Non-purpose mortgages

Mortgage Arrangement

Granting of mortgageFREE OF CHARGE
Standard purpose and non-purpose loan: fixation for 3 and 5 yearsFREE OF CHARGE
Standard purpose and non-purpose loan: fixation for 1 yearCZK 2,800
PRO and FIT Mortgage1 % from the loan amount

Mortgage Disbursement

1st to 4th drawdownFREE OF CHARGE
5th and further drawdownCZK 500
Incomplete drawdown5 % from the undrawn part of loan if it exceeded 20 % of loan limit
Extension of drawdown period1.5 % p.a. from the undrawn part of loan as of the application day

Mortgage Maintanance and Administration

Maintenance and administrationFREE OF CHARGE
Administration of extraordinary repayment (for constracts signed until 30 Nov 2016)*Outside the date of change of fixed interest rate10 % from the instalment amount
As of the date of change of fixed interest rateFREE OF CHARGE
Electronic deliveryAnnual loan account statementFREE OF CHARGE
Confirmation of interests paidFREE OF CHARGE
Postal deliveryAnnual loan account statement150 CZK
Confirmation of interests paid100 CZK
Contract amendment requiring preparation of contract amendmentCZK 3,000
Change of loan parameter on the part of customer without the need to prepare a contract amendmentCZK 1,000
Verification of entry in the Land RegistryCZK 300
Termination of lien or another law (including the instruction for deletion from the Land Registry)CZK 500 + administrative fee of the Land Registry (currently CZK 1,000)
Sent reminder to fulfil contractual conditionsCZK 499

Mortgage Insurance

Real estate insurance0.0055 % from the insurance amount + CZK 160
Household insuranceInsurance amount CZK 300,000125 CZK
Insurance amount CZK 500,000175 CZK
Insurance amount CZK 750,000250 CZK
Payment protection insurance in case that the offer was issued until 17th November 2017Package A0.033 % from the agreed loan
Package B0.055 % from the agreed loan
Package C0.069 % from the agreed loan
Payment protection insurance in case that the offer was issued after 18thPackage A0.035 % from the agreed loan
Package B0.057 % from the agreed loan
Package C0.071 % from the agreed loan

Fees for mortgage insurance are charged monthly. The real estate and household insurance are provided in cooperation with Generali Pojistovna a.s., the payment protection insurance is provided in cooperation with MetLife Europe d.a.c., branch for the Czech Republic.

Savings account

Account opening and maintenanceFREE OF CHARGE
Monthly bank account statement
- Electronic deliveryFREE OF CHARGE
- Postal delivery29 CZK
Credit transfer - outgoing domestic paymentCZK 9
Credit transfer - incoming domestic paymentFREE OF CHARGE
Credit transfer - domestic payment order to client's own account within Equa bankFREE OF CHARGE
Credit transfer - outgoing domestic priority paymentCZK 29
Credit transfer - outgoing Europayment/SEPACZK 99
Credit transfer - incoming Europayment/SEPACZK 9
Credit transfer - incoming foreign paymentCZK 29
Credit transfer - outgoing foreign payment (additional fees of third parties may be charged with OUR fee)CZK 299
Credit transfer - outgoing foreign priority payment (additional fees of third parties may be charged with OUR fee)CZK 499

Term deposits

Opening and maintenance of term depositFREE OF CHARGE
Transfer of funds upon opening and maturity of term deposit accountFREE OF CHARGE
Cancellation before maturity - opened till 20.06.20142% of principal
Cancellation before maturity - opened from 21.06.20144% of principal

The term deposit and its opening are conditioned by maintenance of a current account in a currency which is identical with the currency of the term deposit to be opened.

Savings account EXTRA EUR

Account opening and maintenanceFREE OF CHARGE
Monthly bank account statement
- Electronic deliveryFREE OF CHARGE
- Postal delivery29 CZK
Credit transfer - outgoing domestic paymentCZK 9
Credit transfer - incoming domestic paymentFREE OF CHARGE
Credit transfer - domestic payment order to client's own account within Equa bankFREE OF CHARGE
Credit transfer - outgoing domestic priority paymentCZK 29
Credit transfer - outgoing Europayment/SEPACZK 99
Credit transfer - incoming Europayment/SEPACZK 9
Credit transfer - incoming foreign paymentCZK 29
Credit transfer - outgoing foreign payment (additional fees of third parties may be charged with OUR fee)CZK 299
Credit transfer - outgoing foreign priority payment (additional fees of third parties may be charged with OUR fee)CZK 499

Savings account HIT

Account opening and maintenanceFREE OF CHARGE
Monthly bank account statement
- Electronic deliveryFREE OF CHARGE
- Postal delivery29 CZK
Credit transfer - outgoing domestic paymentCZK 9
Credit transfer - incoming domestic paymentFREE OF CHARGE
Credit transfer - domestic payment order to client's own account within Equa bankFREE OF CHARGE
Credit transfer - outgoing domestic priority paymentCZK 29
Credit transfer - outgoing Europayment/SEPACZK 99
Credit transfer - incoming Europayment/SEPACZK 9
Credit transfer - incoming foreign paymentCZK 29
Credit transfer - outgoing foreign payment (additional fees of third parties may be charged with OUR fee)CZK 299
Credit transfer - outgoing foreign priority payment (additional fees of third parties may be charged with OUR fee)CZK 499

Bill protection insurance

Bill protection insuranceMonthly cost
Basic129 CZK
Complex199 CZK

Card and personal belongings insurance

Fraudulent usage insuranceMonthly Cost
Basic29 CZK
Complex59 CZK

Travel insurance

Travel Insurance PackageMonthly Cost
Individual49 CZK
Individual Sport +59 CZK
Family69 CZK
Family Sport+79 CZK

Legal assistance for drivers

Legal protection for driversMonthly cost
Legal assistance for drivers119 CZK

Health assistance

Health assistance Monthly cost
Health assistance coverage  29 CZk

Home assistance

Home assistanceMonthly cost
Home assistance insurance29 CZK


Fees are charged in CZK. In case of foreign currency accounts, the fees are charged in the account currency converted by non – cash mid rate of respective currency.

Fees for active transactions (payment orders, realized payments, standing orders, direct debits, SIPO) apply when internet or mobile banking is used. If telephone banking or a Bank branch are used, an additional fee of CZK 20 is charged. When providing a banking informations to third parties, a VAT may be applied for such service.

Products and services for corporate customers

Download pricelist for corporate customers in PDF.