Price List
Download full price list in PDF - valid as of 18. 11. 2017
Current account
Current account
| Monthly CZK account maintanance fee | Free of charge |
|---|---|
| Monthly foreign accounts maintenance (EUR/USD) | Free of charge |
| Monthly account statement - electronic delivery | Free of charge |
| Monthly account statement - mail delivery | CZK 29 |
| Payment order (set up, change, cancellation) | Free of charge |
| Payment order cancellation (if not executed) | Free of charge |
| Standing order, direct debit, SIPO (set up, change, cancellation, execution) | Free of charge |
| Domestic outgoing/incoming payment order | Free of charge |
| Domestic outgoing priority payment order | CZK 29 |
| SEPA payment incoming | CZK 9 |
| SEPA payment outgoing | CZK 99 |
| Internal transfers with currency conversion within Equa bank | Free of charge |
| Foreign incoming payment | CZK 29 |
| Foreign outgoing payment order (fees of third parties may be applied for OUR disposition) | CZK 299 |
| Foreign outgoing priority payment order (fees of third parties may be applied for OUR disposition) | CZK 499 |
Mastercard Debit Card
| Issuance of contactless embossed card/renewal upon expiration | Free of charge |
|---|---|
| Standard Card maintanance | Free of charge |
| Monthly Gold Card Maintenance - Premium | CZK 89 |
| Monthly Gold Card Maintenance - Premium Plus | CZK 129 |
| Cash withdrawal from ATM of any bank in the Czech Republic | Free of charge |
| Cash withdrawal from ATM of any foreign bank abroad | CZK 9 |
| Cash withdrawal from ATM of any foreign bank abroad with Premium Plus Card | Free of charge |
| Cash withdrawal from debit card payment at Czech or foreign merchants (cash-back) | Free of charge |
| Cash withdrawal at a Czech or foreign bank branches (cash-advance) | CZK 99 |
| Set up of own PIN code on a new card | Free of charge |
| Balance inquiry through ATM | CZK 9 |
| Change of PIN code (using internet banking service) | Free of charge |
| Change of limits of payment card transactions | Free of charge |
| Linking a foreign currency account to a card (activation/deactivation) | Free of charge |
| Card replacement (e.g. in case of loss, theft) | CZK 99 |
| Card blocking (both temporary and permanent) | Free of charge |
| Express delivery of a new card (card is delivered by a courier; costs of delivery are charged subsequently - amount is charged based on the place of delivery) | min. CZK 125.50 max. CZK 340.50 |
Notification services
| Authorisation SMS to confirm an active transaction | Free of charge |
|---|---|
| Information SMS on payment orders, card transactions and balance changes (sent to a local mobile phone number) | CZK 1.50 |
| Information SMS on executed payment orders (sent to an international mobile phone number) | CZK 3.50 |
| Information email on payment orders, card transactions and balance inquiries | Free of charge |
Other services provided
| Providing of banking information to third parties as requested by client | CZK 499 |
|---|---|
| Confirmation issuance of payment executed at a branch / mail delivery | Free of charge |
| Issuance of account balance confirmation as of the selected date / mail delivery | Free of charge |
| Issuance of another confirmation type as specified by client / mail delivery | Free of charge |
| Sent reminder to pay due amount | CZK 499 |
Loans refinancing
Refinancing a loan is completely free of charge.
| Provision and maintenance | Free of charge |
|---|---|
| Early repayment and unscheduled instalments | Free of charge |
| Contractual penalty for contracted but non-consolidated or non-refinanced obligations (monthly) | CZK 299 |
Consumer Loans Insurance
Payment protection package A | 0.15 % from the granted loan |
|---|---|
| Payment protection package B | 0.21 % from the granted loan |
Loan
The loan is free of charge - free from beginning to end
| Loan approval and maintanance | Free of charge |
|---|---|
| Early repayment | Free of charge |
| Contractual penalty for contracted but non-consolidated or non-refinanced obligations (monthly) | CZK 299 |
Consumer Loans Insurance
| Payment protection package A | 0.15 % from the granted loan |
|---|---|
| Payment protection package B | 0.21 % from the granted loan |
Consolidation
| Loan approval and maintanance | Free of charge |
|---|---|
| Early-repayment and extra instalments | Free of charge |
| Contractual penalty for contracted but non-consolidated or non-refinanced obligations (monthly) | CZK 299 |
Loan repayment insurance (monthly)
| Payment protection package A | 0,15 % from the granted loan |
|---|---|
| Payment protection package B | 0,21 % from the granted loan |
Purpose mortgage
Mortgage Arrangement
| Granting of purpose mortgage: fixation for 3 and 5 years | Free of charge |
|---|---|
| Granting of purpose mortgage: fixation for 1 year | CZK 2,800 |
| Granting of purpose mortgage PRO and FIT | 1 % from the loan amount |
Mortgage Disbursement
| 1st to 4th drawdown | Free of charge |
|---|---|
| 5th and further drawdown | CZK 500 |
| Failure to disburse loan/ failure to fully disburse loan | 5 % from the undrawn part of loan if it exceeded 20 % of loan limit |
| Extention of disbursement period | 1.5 % p.a. from the undrawn part of loan as of the application day |
Mortgage security
| Evaluation of risks related to real estate - apartment | CZK 3,800 |
|---|---|
| Evaluation of risks related to real estate - family house | CZK 4,900 |
| Evaluation of risks related to real estate - building plot | CZK 3,800 |
| Evaluation of risks related to real estate - other | on an individual basis |
| Verification of entry in the Land Registry | CZK 300 |
| Termination of lien or another law (including the instruction for deletion from the Land Registry) | CZK 500 + administrative fee of the Land Registry (currently CZK 1,000) |
Mortgage Maintanance and Administration
| Loan maintenance and administration | Free of charge |
|---|---|
| Administration of extraordinary repayment - out of date of fixed interest rate change (for loans contracted by 30. 11. 2016)* | 10 % from repayment |
| Administration of extraordinary repayment - on the date of fixed interest rate change | Free of charge |
| Annual loan account statement - electronic delivery | Free of charge |
| Annual loan account statement - mail delivery | CZK 150 |
| Confirmation of paid interests - electronic delivery | Free of charge |
| Confirmation of paid interests - mail delivery | CZK 100 |
| Agreement modification requiring a contractual amendment | CZK 3,000 |
| Change of a loan parameter by the client without a contractual amendment | CZK 1,000 |
| Postal reminder of fulfilment of contractual conditions | CZK 499 |
Mortgage Insurance
| Real estate insurance (monthly) | 0.0055 % from the insured sum + CZK 160 |
|---|---|
| Household insurance (monthly) - the insured sum CZK 300,000 | CZK 125 |
| Household insurance (monthly) - the insured sum CZK 500,000 | CZK 175 |
| Household insurance (monthly) - the insured sum CZK 750,000 | CZK 250 |
| Payment protection insurance (monthly) - package A | 0.035 % from the agreed loan |
| Payment protection insurance (monthly) - package B | 0.057 % from the agreed loan |
| Payment protection insurance (monthly) - package C | 0.071 % from the agreed loan |
| Real estate insurance and household insurance is provided in cooperation with Generali Pojišťovna a.s., payment protection insurance is provided in cooperation with MetLife Europe d.a.c. | |
Remortgage
Mortgage Arrangement
| Granting of mortgage | Free of charge |
|---|
Mortgage Disbursement
| 1st to 4th drawdown | Free of charge |
|---|---|
| 5th and further drawdown | CZK 500 |
| Failure to disburse loan/ failure to fully disburse loan | 5 % from the undrawn part of loan if it exceeded 20 % of loan limit |
| Extention of disbursement period | 1.5 % p.a. from the undrawn part of loan as of the application day |
Mortgage security
| Evaluation of risks related to real estate - apartment | CZK 3,800 |
|---|---|
| Evaluation of risks related to real estate - family house | CZK 4,900 |
| Evaluation of risks related to real estate - building plot | CZK 3,800 |
| Evaluation of risks related to real estate - other | on an individual basis |
| Verification of entry in the Land Registry | CZK 300 |
| Termination of lien or another law (including the instruction for deletion from the Land Registry) | CZK 500 + administrative fee of the Land Registry (currently CZK 1,000) |
Mortgage Maintanance and Administration
| Loan maintenance and administration | Free of charge |
|---|---|
| Administration of extraordinary repayment - out of date of fixed interest rate change (for loans contracted by 30. 11. 2016)* | 10 % from repayment |
| Administration of extraordinary repayment - on the date of fixed interest rate change | Free of charge |
| Annual loan account statement - electronic delivery | Free of charge |
| Annual loan account statement - mail delivery | CZK 150 |
| Confirmation of paid interests - electronic delivery | Free of charge |
| Confirmation of paid interests - mail delivery | CZK 100 |
| Agreement modification requiring a contractual amendment | CZK 3,000 |
| Change of a loan parameter by the client without a contractual amendment | CZK 1,000 |
| Postal reminder of fulfilment of contractual conditions | CZK 499 |
Mortgage Insurance
| Real estate insurance (monthly) | 0.0055 % from the insured sum + CZK 160 |
|---|---|
| Household insurance (monthly) - the insured sum CZK 300,000 | CZK 125 |
| Household insurance (monthly) - the insured sum CZK 500,000 | CZK 175 |
| Household insurance (monthly) - the insured sum CZK 750,000 | CZK 250 |
| Payment protection insurance (monthly) - package A | 0.035 % from the agreed loan |
| Payment protection insurance (monthly) - package B | 0.057 % from the agreed loan |
| Payment protection insurance (monthly) - package C | 0.071 % from the agreed loan |
| Real estate insurance and household insurance is provided in cooperation with Generali Pojišťovňa a.s., payment protection insurance is provided in cooperation with MetLife Europe d.a.c. |
Non-purpose mortgages
Mortgage Arrangement
| Granting of non-purpose mortgage: fixation for 3 and 5 years | Free of charge |
|---|---|
| Granting of non-purpose mortgage: fixation for 1 year | CZK 2,800 |
| Granting of non-purpose mortgage PRO and FIT | 1 % from the loan amount |
Mortgage Disbursement
| 1st to 4th drawdown | Free of charge |
|---|---|
| 5th and further drawdown | CZK 500 |
| Failure to disburse loan/ failure to fully disburse loan | 5 % from the undrawn part of loan if it exceeded 20 % of loan limit |
| Extention of disbursement period | 1.5 % p.a. from the undrawn part of loan as of the application day |
Mortgage security
| Evaluation of risks related to real estate - apartment | CZK 3,800 |
|---|---|
| Evaluation of risks related to real estate - family house | CZK 4,900 |
| Evaluation of risks related to real estate - building plot | CZK 3,800 |
| Evaluation of risks related to real estate - other | on an individual basis |
| Verification of entry in the Land Registry | CZK 300 |
| Termination of lien or another law (including the instruction for deletion from the Land Registry) | CZK 500 + administrative fee of the Land Registry (currently CZK 1,000) |
Mortgage Maintanance and Administration
| Loan maintenance and administration | Free of charge |
|---|---|
| Administration of extraordinary repayment - out of date of fixed interest rate change (for loans contracted by 30. 11. 2016)* | 10 % from repayment |
| Administration of extraordinary repayment - on the date of fixed interest rate change | Free of charge |
| Annual loan account statement - electronic delivery | Free of charge |
| Annual loan account statement - mail delivery | CZK 150 |
| Confirmation of paid interests - electronic delivery | Free of charge |
| Confirmation of paid interests - mail delivery | CZK 100 |
| Agreement modification requiring a contractual amendment | CZK 3,000 |
| Change of a loan parameter by the client without a contractual amendment | CZK 1,000 |
| Postal reminder of fulfilment of contractual conditions | CZK 499 |
Mortgage Insurance
| Real estate insurance (monthly) | 0.0055 % from the insured sum + CZK 160 |
|---|---|
| Household insurance (monthly) - the insured sum CZK 300,000 | CZK 125 |
| Household insurance (monthly) - the insured sum CZK 500,000 | CZK 175 |
| Household insurance (monthly) - the insured sum CZK 750,000 | CZK 250 |
| Payment protection insurance (monthly) - package A | 0.035 % from the agreed loan |
| Payment protection insurance (monthly) - package B | 0.057 % from the agreed loan |
| Payment protection insurance (monthly) - package C | 0.071 % from the agreed loan |
| Real estate insurance and household insurance is provided in cooperation with Generali Pojišťovna a.s., payment protection insurance is provided in cooperation with MetLife Europe d.a.c. |
Savings account
| Account opening and maintanance | Free of charge |
|---|---|
| Monthly account statement - electronic delivery | Free of charge |
| Monthly account statement - mail delivery | CZK 29 |
| Domestic incoming payment | Free of charge |
| Domestic payment order to client's own account within Equa bank | Free of charge |
| Domestic outgoing payment order | CZK 9 |
| Domestic outgoing priority payment order | CZK 29 |
| SEPA payment incoming | CZK 9 |
| Foreign incoming payment | CZK 29 |
Term deposits
| Opening and maintanance of term deposit account | Free of charge |
|---|---|
| Transfer of funds to/from a term deposit account upon opening/maturity | Free of charge |
A term deposit account can be opened only if there is an existing current account in respective currency. |
|---|
Savings account EXTRA EUR
| Account opening and maintanance | Free of charge |
|---|---|
| Monthly account statement - electronic delivery | Free of charge |
| Monthly account statement - mail delivery | CZK 29 |
| Domestic incoming payment | Free of charge |
| Domácí payment order to client's own account within Equa bank | Free of charge |
| Domestic outgoing payment order | CZK 9 |
| Domestic outgoing priority payment order | CZK 29 |
| SEPA payment incoming | CZK 9 |
| SEPA payment outgoing | CZK 99 |
| Foreign incoming payment | CZK 29 |
| Foreign outgoing payment order (fees of third parties may be applied for OUR disposition) | CZK 299 |
| Foreign outgoing priority payment order ( fees of third parties may be applied for OUR disposition) | CZK 499 |
Savings account HIT
| Account opening and maintanance | Free of charge |
|---|---|
| Monthly account statement - electronic delivery | Free of charge |
| Monthly account statement - mail delivery | CZK 29 |
| Domestic incoming payment | Free of charge |
| Domácí payment order to client's own account within Equa bank | Free of charge |
| Domestic outgoing payment order | CZK 9 |
| Domestic outgoing priority payment order | CZK 29 |
| SEPA payment incoming | CZK 9 |
| Foreign incoming payment | CZK 29 |
Bill protection insurance
| Bill protection insurance | Monthly cost |
| Basic | 129 CZK |
|---|---|
| Complex | 199 CZK |
Card and personal belongings insurance
| Fraudulent usage insurance | Monthly Cost |
|---|---|
| Basic | 29 CZK |
| Complex | 59 CZK |
Travel insurance
| Travel Insurance Package | Monthly Cost |
| Single | 49 CZK |
|---|---|
| Single Sport+ | 59 CZK |
| Family | 69 CZK |
| Family Sport+ | 79 CZK |
Legal assistance for drivers
| Legal protection for drivers | Monthly cost |
|---|---|
| Legal assistance for drivers | 119 CZK |
Health assistance
| Health assistance | Monthly cost |
|---|---|
| Health assistance coverage | 29 CZk |
Home assistance
| Home assistance | Monthly cost |
|---|---|
| Home assistance insurance | 29 CZK |
Fees are charged in CZK. In case of foreign currency accounts, the fees are charged in the account currency converted by non – cash mid rate of respective currency.
Fees for active transactions (payment orders, realized payments, standing orders, direct debits, SIPO) apply when internet or mobile banking is used. If telephone banking or a Bank branch are used, an additional fee of CZK 20 is charged. When providing a banking informations to third parties, a VAT may be applied for such service.
Products and services for corporate customers
About Equa bank
Important documents
Special offers
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