Price List

Download full price list in PDF - valid from 1. 1. 2021

Current account

Current account - CZK/EUR/USD

Monthly account maintenance in CZK/EUR/USDFREE OF CHARGE
Credit transfer - outgoing domestic paymentFREE OF CHARGE
Credit transfer - incoming domestic paymentFREE OF CHARGE
Credit transfer - incoming domestic instant paymentFREE OF CHARGE
Credit transfer - outgoing Equa payment (including a payment with currency conversion)FREE OF CHARGE
Credit transfer - incoming Equa payment (including a payment with currency conversion)FREE OF CHARGE
Monthly bank account statement
   – Electronic deliveryFREE OF CHARGE
   – Postal deliveryCZK 29
Standing order (set-up, change, cancellation, payment)FREE OF CHARGE
Direct debit (authorization, change, cancellation, payment)FREE OF CHARGE
SIPO direct debit (authorization, change, cancellation, payment)FREE OF CHARGE
Cancellation of a pending paymentFREE OF CHARGE
Credit transfer - instant outgoing domestic paymentFREE OF CHARGE
Credit transfer - outgoing domestic priority paymentCZK 29
Credit transfer - outgoing Europayment/SEPAFREE OF CHARGE
Credit transfer - outgoing priority Europayment/SEPACZK 29
Credit transfer - incoming Europayment/SEPAFREE OF CHARGE
Credit transfer - incoming foreign paymentCZK 29
Credit transfer - outgoing foreign payment (additional fees of third parties may be charged with OUR fee)CZK 299
Credit transfer - outgoing foreign priority payment (additional fees of third parties may be charged with OUR fee)CZK 499

MasterCard Debit Card

Providing a debit card/renewal upon expirationFREE OF CHARGE
Standard card maintenanceFREE OF CHARGE
Maintenance of Gold Premium Card (monthly)CZK 99
Maintenance of Gold Premium Plus Card (monthly)CZK 149
Cash withdrawal
   – from an ATM of any bank in the CRFREE OF CHARGE
   – from an ATM of any bank abroadFREE OF CHARGE
   – for a payment in a shop in the CR/abroad (cash-back)FREE OF CHARGE
   – in a bank branch in the CR/abroad (cash-advance)CZK 99
Cash deposit through Equa bank ATM
   – cash deposit CZKFREE OF CHARGE
   – cash deposit EUR or USD0,5 % of the deposit amount
Balance inquiry through Equa bank ATMFREE OF CHARGE
Balance inquiry through others ATMCZK 9
Set-up of an own PIN code for a new cardFREE OF CHARGE
Change of PIN code (using the internet banking)FREE OF CHARGE
Change of limits for card paymentsFREE OF CHARGE
Connection of a card to a current account in a foreign currency (activation/deactivation)FREE OF CHARGE
Card reissuance (loss or theft)CZK 99
Card blocking (both temporary and permanent, e.g. in case of theft, loss)FREE OF CHARGE
Express delivery of a new cardCZK 299

Notification services

Authorization SMS to confirm an active transactionFREE OF CHARGE
Informative SMS
- about payments, transactions and balances (sent to a domestic telephone number)CZK 1.50
- about a payment made (sent to a foreign telephone number) CZK 3.50
Informative e-mail about payments, transactions and balancesFREE OF CHARGE

Other services provided

Provision of banking information to third parties, as specified by the customerCZK 499
Issuance of confirmation as specified by clientCZK 299
Sent reminder to pay due amountCZK 499

Loans refinancing

ReLoan is completely free of charge

Loan provision and maintenanceFREE OF CHARGE
Early repaymentFREE OF CHARGE
Contractual fine for failure to settle refinanced or consolidated obligations (monthly)CZK 299

Payment protection insurance for consumer loans (monthly)

Package A0.13 % from the provided loan amount
Package B0.19 % from the provided loan amount

Loan

The loan is free of charge - free from beginning to end

Loan provision and maintenanceFREE OF CHARGE
Early repaymentFREE OF CHARGE

Payment protection insurance for consumer loans (monthly)

Package A0.15 % from the provided loan amount

Consolidation

Consolidation is completely free of charge

Loan provision and maintenanceFREE OF CHARGE
Early repaymentFREE OF CHARGE
Contractual fine for failure to settle refinanced or consolidated obligations (monthly)CZK 299

Payment protection insurance for consumer loans (monthly)

Package A0.15 % from the provided loan amount
Package B0.21 % from the provided loan amount

Purpose mortgage

Banking services related to the provision of mortgages

Evaluation of an application for a purpose mortgageFREE OF CHARGE
Evaluation of an application for a non-purpose mortgageCZK 4,900
Evaluation of an application for an offset mortgageCZK 4,900
Acquisition of documents from the Land Registry via remote access (incl. VAT)CZK 100 for 1 A4 page

Financial performance during the contract term

Maintenance and administrationFREE OF CHARGE
First drawdownFREE OF CHARGE
The second and each additional drawdownCZK 800 per drawdown
Express drawing a loan (on the second banking working day)CZK 1,900
Fee for reserving funds5% of the undrawn part of the Loan limit in the Drawdown Term (if the client does not draw at least 50% of the total loan limit)
A photocopy of a document drawn up in connection with a mortgage loanCZK 500 per each document

Change of contract and early repayment of the loan

Changing the contract requested by the client, waiver of lien and collateral changes at the client's requestCZK 5,000
Fee for extending the drawdown period5 000 CZK + 0.1% of the Loan limit not used within the drawdown period for each and already started month of the extension
Compiling and sending extraordinary confirmation of interest paid requested by the client (incl. VAT)CZK 250 per statement
FIssuance of a confirmation, statement, information, consent or document at the client’s request (incl. VAT)CZK 500 incl. VAT

Insurance provided to loan products

Payment protection insurance - mortgages8.9% of the monthly mortgage loan instalment

Remortgage

Banking services related to the provision of mortgages

Evaluation of an application for a purpose mortgageFREE OF CHARGE
Evaluation of an application for a non-purpose mortgageCZK 4,900
Evaluation of an application for an offset mortgageCZK 4,900
Acquisition of documents from the Land Registry via remote access (incl. VAT)CZK 100 for 1 A4 page

Financial performance during the contract term

Maintenance and administrationFREE OF CHARGE
First drawdownFREE OF CHARGE
The second and each additional drawdownCZK 800 per drawdown
Express drawing a loan (on the second banking working day)CZK 1,900
Fee for reserving funds5% of the undrawn part of the Loan limit in the Drawdown Term (if the client does not draw at least 50% of the total loan limit)
A photocopy of a document drawn up in connection with a mortgage loanCZK 500 per each document

Change of contract and early repayment of the loan

Changing the contract requested by the client, waiver of lien and collateral changes at the client's requestCZK 5,000
Fee for extending the drawdown periodCZK 5,000 + 0.1% of the Loan limit not used within the drawdown period for each and already started month of the extension

Confirmations and statements

Compiling and sending extraordinary confirmation of interest paid requested by the client (incl. VAT)CZK 250 per statement
Issuance of a confirmation, statement, information, consent or document at the client’s request (incl. VAT)CZK 500 incl. VAT

Insurance provided to loan products

Payment protection insurance - mortgages8.9% of the monthly mortgage loan instalment                         

Non-purpose mortgages

Evaluation of an application for a non-purpose mortgageCZK 4,900
Acquisition of documents from the Land Registry via remote access (incl. VAT)CZK 100 for 1 A4 page

Financial performance during the contract term

Administration of a mortgage loanFREE OF CHARGE
First drawdownFREE OF CHARGE
The second and each additional drawdownCZK 800 per drawdown
Express drawing a loan (on the second banking working day)CZK 1,900
Fee for reserving funds5% of the undrawn part of the Loan limit in the Drawdown Term (if the client does not draw at least 50% of the total loan limit)
A photocopy of a document drawn up in connection with a mortgage loanCZK 500 per each document
Changing the contract requested by the client, waiver of lien and collateral changes at the client's requestCZK 5,000
Fee for extending the drawdown periodCZK 5,000 + 0.1% of the Loan limit not used within the drawdown period for each and already started month of the extension
Compiling and sending extraordinary confirmation of interest paid requested by the client (incl. VAT)CZK 250 per statement
Issuance of a confirmation, statement, information, consent or document at the client’s request (incl. VAT)CZK 500 incl. VAT
Payment protection insurance - mortgages8.9% of the monthly mortgage loan instalment

Savings accounts

Account opening and maintenanceFREE OF CHARGE
Monthly bank account statement
- Electronic deliveryFREE OF CHARGE
- Postal deliveryCZK 29
Credit transfer - outgoing domestic paymentCZK 9
Credit transfer - outgoing domestic instant paymentCZK 9
Credit transfer - incoming domestic paymentFREE OF CHARGE
Credit transfer - incoming domestic instant paymentFREE OF CHARGE
Credit transfer - domestic payment order to client's own account within Equa bankFREE OF CHARGE
Credit transfer - outgoing domestic priority paymentCZK 29
Credit transfer - outgoing Europayment/SEPACZK 9
Credit transfer - outgoing priority Europayment/SEPACZK 29
Credit transfer - incoming Europayment/SEPAFREE OF CHARGE
Credit transfer - incoming foreign paymentCZK 29
Credit transfer - outgoing foreign payment (additional fees of third parties may be charged with OUR fee)CZK 299
Credit transfer - outgoing foreign priority payment (additional fees of third parties may be charged with OUR fee)CZK 499

Term deposits

Opening and maintenance of term depositFREE OF CHARGE
Transfer of funds upon opening and maturity of term deposit accountFREE OF CHARGE
Cancellation before maturity4% of principal

The term deposit and its opening are conditioned by maintenance of a current account in a currency which is identical with the currency of the term deposit to be opened.

Bill protection insurance

Bill protection insuranceMonthly cost
Basic129 CZK
Complex199 CZK

Card and personal belongings insurance

Fraudulent usage insuranceMonthly Cost
Basic39 CZK
Comprehensive89 CZK

Travel insurance

Year-round Trave Insurance (valid from 22. 10. 2020)Monthly Cost
Single Europe59 CZK
Single World69 CZK
Family Europe79 CZK
Family World109 CZK
Travel Insurance via Mobile appDaily Cost
Single Europe29 CZK
Single World73 CZK
Family Europe65 CZK
Family World99 CZK

Legal assistance for drivers

Legal protection for driversMonthly cost
Legal assistance for drivers (not offered)119 CZK


Fees are charged in CZK. In case of foreign currency accounts, the fees are charged in the account currency converted by non – cash mid rate of respective currency.

Fees for active transactions (payment orders, realized payments, standing orders, direct debits, SIPO) apply when internet or mobile banking is used. If telephone banking or a Bank branch are used, an additional fee of CZK 20 is charged. When providing a banking informations to third parties, a VAT may be applied for such service.

Products and services for corporate customers

Download pricelist for corporate customers in PDF.