Price List

Download full price list in PDF - valid as of 18. 11. 2017

Current account

Current account

Monthly CZK account maintanance feeFree of charge
Monthly foreign accounts maintenance (EUR/USD)Free of charge
Monthly account statement - electronic deliveryFree of charge
Monthly account statement - mail deliveryCZK 29
Payment order (set up, change, cancellation)Free of charge
Payment order cancellation (if not executed)Free of charge
Standing order, direct debit, SIPO (set up, change, cancellation, execution)Free of charge
Domestic outgoing/incoming payment orderFree of charge
Domestic outgoing priority payment orderCZK 29
SEPA payment incomingCZK 9
SEPA payment outgoingCZK 99
Internal transfers with currency conversion within Equa bankFree of charge
Foreign incoming paymentCZK 29
Foreign outgoing payment order (fees of third parties may be applied for OUR disposition)CZK 299
Foreign outgoing priority payment order (fees of third parties may be applied for OUR disposition)CZK 499

Mastercard Debit Card

Issuance of contactless embossed card/renewal upon expirationFree of charge
Standard Card maintananceFree of charge
Monthly Gold Card Maintenance - PremiumCZK 89
Monthly Gold Card Maintenance - Premium PlusCZK 129  
Cash withdrawal from ATM of any bank in the Czech RepublicFree of charge
Cash withdrawal from ATM of any foreign bank abroadCZK 9
Cash withdrawal from ATM of any foreign bank abroad with Premium Plus CardFree of charge
Cash withdrawal from debit card payment at Czech or foreign merchants (cash-back)Free of charge
Cash withdrawal at a Czech or foreign bank branches (cash-advance)CZK 99
Set up of  own PIN code on a new cardFree of charge
Balance inquiry through ATMCZK 9
Change of PIN code (using internet banking service)Free of charge
Change of limits of payment card transactionsFree of charge
Linking a foreign currency account to a card (activation/deactivation)Free of charge
Card replacement (e.g. in case of loss, theft)CZK 99
Card blocking (both temporary and permanent)Free of charge
Express delivery of a new card (card is delivered by a courier; costs of delivery are charged subsequently - amount is charged based on the place of delivery)min. CZK 125.50
max. CZK 340.50

Notification services

Authorisation SMS to confirm an active transactionFree of charge
Information SMS on payment orders, card transactions and balance changes (sent to a local mobile phone number)CZK 1.50
Information SMS on executed payment orders (sent to an international mobile phone number)CZK 3.50
Information email on payment orders, card transactions and balance inquiriesFree of charge

Other services provided

Providing of banking information to third parties as requested by clientCZK 499
Confirmation issuance of payment executed at a branch / mail deliveryFree of charge
Issuance of account balance confirmation as of the selected date / mail deliveryFree of charge
Issuance of another confirmation type as specified by client / mail deliveryFree of charge
Sent reminder to pay due amountCZK 499

Loans refinancing

Refinancing a loan is completely free of charge.

Provision and maintenanceFree of charge
Early repayment and unscheduled instalmentsFree of charge
Contractual penalty for contracted but non-consolidated or non-refinanced obligations (monthly)CZK 299   

Consumer Loans Insurance

Payment protection package A  

0.15 % from the granted loan
Payment protection package B0.21 % from the granted loan

Loan

The loan is free of charge - free from beginning to end

Loan approval and maintananceFree of charge 
Early repaymentFree of charge 
Contractual penalty for contracted but non-consolidated or non-refinanced obligations (monthly)    CZK 299   

Consumer Loans Insurance

Payment protection package A0.15 % from the granted loan
Payment protection package B0.21 % from the granted loan

Consolidation

Loan approval and maintananceFree of charge
Early-repayment and extra instalmentsFree of charge
Contractual penalty for contracted but non-consolidated or non-refinanced obligations (monthly)CZK 299

Loan repayment insurance (monthly)

Payment protection package A0,15 % from the granted loan
Payment protection package B0,21 % from the granted loan

Purpose mortgage

Mortgage Arrangement

Granting of purpose mortgage: fixation for 3 and 5 yearsFree of charge
Granting of purpose mortgage: fixation for 1 yearCZK 2,800
Granting of purpose mortgage PRO and FIT1 % from the loan amount

Mortgage Disbursement

1st to 4th drawdownFree of charge
5th and further drawdownCZK 500
Failure to disburse loan/ failure to fully disburse loan5 % from the undrawn part of loan if it exceeded 20 % of loan limit
Extention of disbursement period1.5 % p.a. from the undrawn part of loan as of the application day

Mortgage security

Evaluation of risks related to real estate - apartmentCZK 3,800
Evaluation of risks related to real estate - family houseCZK 4,900
Evaluation of risks related to real estate - building plotCZK 3,800
Evaluation of risks related to real estate - otheron an individual basis
Verification of entry in the Land RegistryCZK 300
Termination of lien or another law (including the instruction for deletion from the Land Registry)CZK 500 + administrative fee of the Land Registry (currently CZK 1,000)

Mortgage Maintanance and Administration

Loan maintenance and administrationFree of charge
Administration of extraordinary repayment - out of date of fixed interest rate change (for loans contracted by 30. 11. 2016)*10 % from repayment
Administration of extraordinary repayment - on the date of fixed interest rate changeFree of charge
Annual loan account statement - electronic deliveryFree of charge
Annual loan account statement - mail deliveryCZK 150
Confirmation of paid interests - electronic deliveryFree of charge
Confirmation of paid interests - mail deliveryCZK 100
Agreement modification requiring a contractual amendmentCZK 3,000
Change of a loan parameter by the client without a contractual amendmentCZK 1,000
Postal reminder of fulfilment of contractual conditionsCZK 499

Mortgage Insurance

Real estate insurance (monthly)0.0055 % from the insured sum + CZK 160
Household insurance (monthly) - the insured sum CZK 300,000CZK 125
Household insurance (monthly) - the insured sum CZK 500,000CZK 175
Household insurance (monthly) - the insured sum CZK 750,000CZK 250
Payment protection insurance (monthly) - package A0.035 % from the agreed  loan
Payment protection insurance (monthly) - package B0.057 % from the agreed loan
Payment protection insurance (monthly) - package C0.071 % from the agreed loan
Real estate insurance and household insurance is provided in cooperation with Generali Pojišťovna a.s., payment protection insurance is provided in cooperation with MetLife Europe d.a.c.

Remortgage

Mortgage Arrangement

Granting of mortgageFree of charge

Mortgage Disbursement

1st to 4th drawdownFree of charge
5th and further drawdownCZK 500
Failure to disburse loan/ failure to fully disburse loan5 % from the undrawn part of loan if it exceeded 20 % of loan limit
Extention of disbursement period1.5 % p.a. from the undrawn part of loan as of the application day

Mortgage security

Evaluation of risks related to real estate - apartmentCZK 3,800
Evaluation of risks related to real estate - family houseCZK 4,900
Evaluation of risks related to real estate - building plotCZK 3,800
Evaluation of risks related to real estate - otheron an individual basis
Verification of entry in the Land RegistryCZK 300
Termination of lien or another law (including the instruction for deletion from the Land Registry)CZK 500 + administrative fee of the Land Registry (currently CZK 1,000)

Mortgage Maintanance and Administration

Loan maintenance and administrationFree of charge
Administration of extraordinary repayment - out of date of fixed interest rate change (for loans contracted by 30. 11. 2016)*10 % from repayment
Administration of extraordinary repayment - on the date of fixed interest rate changeFree of charge
Annual loan account statement - electronic deliveryFree of charge
Annual loan account statement - mail deliveryCZK 150
Confirmation of paid interests - electronic deliveryFree of charge
Confirmation of paid interests - mail deliveryCZK 100
Agreement modification requiring a contractual amendmentCZK 3,000
Change of a loan parameter by the client without a contractual amendmentCZK 1,000
Postal reminder of fulfilment of contractual conditionsCZK 499

Mortgage Insurance

Real estate insurance (monthly)0.0055 % from the insured sum + CZK 160
Household insurance (monthly) - the insured sum CZK 300,000CZK 125
Household insurance (monthly) - the insured sum CZK 500,000CZK 175
Household insurance (monthly) - the insured sum CZK 750,000CZK 250
Payment protection insurance (monthly) - package A0.035 % from the agreed loan
Payment protection insurance (monthly) - package B0.057 % from the agreed loan
Payment protection insurance (monthly) - package C0.071 % from the agreed loan
Real estate insurance and household insurance is provided in cooperation with Generali Pojišťovňa a.s., payment protection insurance is provided in cooperation with MetLife Europe d.a.c.

Non-purpose mortgages

Mortgage Arrangement

Granting of non-purpose mortgage: fixation for 3 and 5 yearsFree of charge
Granting of non-purpose mortgage: fixation for 1 yearCZK 2,800
Granting of non-purpose mortgage PRO and FIT 1 % from the loan amount 

Mortgage Disbursement

1st to 4th drawdownFree of charge
5th and further drawdownCZK 500
Failure to disburse loan/ failure to fully disburse loan5 % from the undrawn part of loan if it exceeded 20 % of loan limit
Extention of disbursement period1.5 % p.a. from the undrawn part of loan as of the application day

Mortgage security

Evaluation of risks related to real estate - apartmentCZK 3,800
Evaluation of risks related to real estate - family houseCZK 4,900
Evaluation of risks related to real estate - building plotCZK 3,800
Evaluation of risks related to real estate - otheron an individual basis
Verification of entry in the Land RegistryCZK 300
Termination of lien or another law (including the instruction for deletion from the Land Registry)CZK 500 + administrative fee of the Land Registry (currently CZK 1,000)

Mortgage Maintanance and Administration

Loan maintenance and administrationFree of charge
Administration of extraordinary repayment - out of date of fixed interest rate change (for loans contracted by 30. 11. 2016)*10 % from repayment
Administration of extraordinary repayment - on the date of fixed interest rate changeFree of charge
Annual loan account statement - electronic deliveryFree of charge
Annual loan account statement - mail deliveryCZK 150
Confirmation of paid interests - electronic deliveryFree of charge
Confirmation of paid interests - mail deliveryCZK 100
Agreement modification requiring a contractual amendmentCZK 3,000
Change of a loan parameter by the client without a contractual amendmentCZK 1,000
Postal reminder of fulfilment of contractual conditionsCZK 499

Mortgage Insurance

Real estate insurance (monthly)0.0055 % from the insured sum + CZK 160
Household insurance (monthly) - the insured sum CZK 300,000CZK 125
Household insurance (monthly) - the insured sum CZK 500,000CZK 175
Household insurance (monthly) - the insured sum CZK 750,000CZK 250
Payment protection insurance (monthly) - package A0.035 % from the agreed loan
Payment protection insurance (monthly) - package B0.057 % from the agreed loan
Payment protection insurance (monthly) - package C0.071 % from the agreed loan
Real estate insurance and household insurance is provided in cooperation with Generali Pojišťovna a.s., payment protection insurance is provided in cooperation with MetLife Europe d.a.c.

Savings account

Account opening and maintananceFree of charge
Monthly account statement - electronic deliveryFree of charge
Monthly account statement - mail deliveryCZK 29
Domestic incoming paymentFree of charge
Domestic payment order to client's own account within Equa bankFree of charge
Domestic outgoing payment orderCZK 9
Domestic outgoing priority payment orderCZK 29
SEPA payment incomingCZK 9
Foreign incoming paymentCZK 29

Term deposits

Opening and maintanance of term deposit accountFree of charge
Transfer of funds to/from a term deposit account upon opening/maturityFree of charge

A term deposit account can be opened only if there is an existing current account in respective currency.  

Savings account EXTRA EUR

Account opening and maintananceFree of charge
Monthly account statement - electronic deliveryFree of charge
Monthly account statement - mail deliveryCZK 29
Domestic incoming paymentFree of charge
Domácí payment order to client's own account within Equa bankFree of charge
Domestic outgoing payment orderCZK 9
Domestic outgoing priority payment orderCZK 29
SEPA payment incomingCZK 9
SEPA payment outgoingCZK 99
Foreign incoming paymentCZK 29
Foreign outgoing payment order (fees of third parties may be applied for OUR disposition)CZK 299
Foreign outgoing priority payment order ( fees of third parties may be applied for OUR disposition)CZK 499

Savings account HIT

Account opening and maintananceFree of charge
Monthly account statement - electronic deliveryFree of charge
Monthly account statement - mail deliveryCZK 29
Domestic incoming paymentFree of charge
Domácí payment order to client's own account within Equa bankFree of charge
Domestic outgoing payment orderCZK 9
Domestic outgoing priority payment orderCZK 29
SEPA payment incomingCZK 9
Foreign incoming paymentCZK 29

Bill protection insurance

Bill protection insuranceMonthly cost
Basic129 CZK
Complex199 CZK

Card and personal belongings insurance

Fraudulent usage insuranceMonthly Cost
Basic29 CZK
Complex59 CZK

Travel insurance

Travel Insurance PackageMonthly Cost
Single49 CZK
Single Sport+59 CZK
Family69 CZK
Family Sport+79 CZK

Legal assistance for drivers

Legal protection for driversMonthly cost
Legal assistance for drivers119 CZK

Health assistance

Health assistance Monthly cost
Health assistance coverage  29 CZk

Home assistance

Home assistanceMonthly cost
Home assistance insurance29 CZK


Fees are charged in CZK. In case of foreign currency accounts, the fees are charged in the account currency converted by non – cash mid rate of respective currency.

Fees for active transactions (payment orders, realized payments, standing orders, direct debits, SIPO) apply when internet or mobile banking is used. If telephone banking or a Bank branch are used, an additional fee of CZK 20 is charged. When providing a banking informations to third parties, a VAT may be applied for such service.

Products and services for corporate customers

Download pricelist for corporate customers in PDF.