To obtain the bonus rate, all you need to do is to make 3 payments with your Equa bank contactless card in stores or online or at the last day of the month market value of your investments is at least  CZK 50,000.  

Example: If the account balance is CZK 350,000 and the client fulfils the conditions for obtaining a bonus rate, the amount of CZK 300,000 is paid interest on at the rate of 1.3% p.a. and the remaining CZK 50,000 is paid interest on at the rate of 0.2% p.a.

The client qualifies for an EXTRA interest rate when there is no outgoing payment from the account in a given month.

Example: If the account balance is CZK 3,500,000 and the client fulfils the conditions for obtaining the EXTRA interest rate, the amount of CZK 3,000,000 is paid interest on at the rate of 0.3% p.a. and the remaining CZK 500,000 is paid interest on at the rate 0.01% p.a.

Bank reserves the right to determine an individual interest rate for clients with aggregate deposits of all products and currencies higher than CZK 20 millions or equivalent. 

Interest rates for mortgages are stated with discount for CPI by MetLife pojišťovna a.s.

Download interest rates in PDF.