1. As soon as you click on “Pay for order” in an e-shop, the authentication process is launched and the transaction risk is monitored in real time.
2. Transactions with a low risk may be approved without any further steps. Only when a higher level of authentication is needed will you be asked to authorize the payment in our mobile banking or by using a E-PIN code and authorization code from a text message.
3. You open the app using a push notification in your mobile phone and then approve the payment. If you don’t have our mobile app, you will have to set a E-PIN.
4. The merchant receives a confirmation and your order is then completed.