Simplified submission of documents without any requirements for securing the loan by the client’s property. You can use the funds to cover your investment or operational needs, even without documenting the purpose of the loan.

The loan is intended for the following persons:

• Natural person operating a business assigned with an identification number and authorisation to operate a business within the Czech Republic

Loan parameters – variant of an overdraft loan:

Parameters of the loan – variant of an instalment loan:

Utilisation:

• non-purpose utilisation for the benefit of the client’s current account kept by Equa bank
• special-purpose utilisation for the repayment of a loan provided by another financial institution (+ a possibility to increase the loan by part of the amount credited to the client’s account)

Repayment:

• by an annuity monthly instalment from an account kept by Equa bank
• possibility of early repayment or an extraordinary instalment

Client’s guarantees:

• avalised blank note/bill

Simplified submission of documents. You can use the funds to cover your investment or operational needs, even without documenting the purpose of the loan.

The loan is intended for the following persons:

• Natural person operating a business assigned with an identification number and authorisation to operate a business within the Czech Republic

Loan parameters – variant of an overdraft loan:

Parameters of the loan – variant of an instalment loan:

Utilisation:

• non-purpose utilisation for the benefit of the client’s current account kept by Equa bank
• special-purpose utilisation for the repayment of a loan provided by another financial institution (+ a possibility to increase the loan by part of the amount credited to the client’s account)
• special-purpose utilisation for the purchase of real estate

Repayment:

• by an annuity monthly instalment from an account kept by Equa bank or
• by a linear instalment from an account kept by Equa bank
• possibility of early repayment or an extraordinary instalment

Client’s guarantees:

• avalised blank note/bill
• both residential and non-residential real estate may be used to provide security for the loan

Do you currently pay monthly instalments on one or more loans? Lower your instalments as much as you need, and pay up to 25% less than now.

What you to get?

By refinancing the business loan (provided by previous bank at least 6 months ago), we will lower your monthly costs by up to 25% while maintaining the maturity.

Our consolidated loan provides:

• possibility to set the amount of instalments according to your need
• consolidation of up to 5 loans
• possibility to consolidate business loans, overdraft loans, leasing and company credit cards

Loan up to CZK 5,000,000 when collateralised by real estate.

Small business loan prevents you from wasting your time.

• Accelerated approval process
• Both non-purpose and special-purpose financing
• Without processing fee 

Do you want to learn more about Small business loan or our other loan products? You can fill in the contact form or visit one of our Equa bank branches.