More favourable loans for your comfort
- Loans with Guarantee 2015-2023, provided by the National Development Bank (NDB)
In collaboration with the National Development Bank, we provide small and mid-sized businesses funding with guarantees, which may facilitate to obtain an operating or investment loan suitable to finance smaller projects across the CR.
Guarantees provided by the NDB
- M-Guarantee
- S-Guarantee
- SMART Guarantee
- Involuntary change of energy provider
More detailed information on the programmes of the National Development Bank can be found at www.nrb.cz.
- Loans with Expansion Guarantee by the NDB
In collaboration with the National Development Bank, we provide small and mid-sized businesses funding with guarantees, which may facilitate to obtain an operating or investment loan suitable to cover smaller projects across the CR outside the Capital City of Prague.
Guarantees provided by the NDB
- Standard Guarantee
- ZPA Guarantee (Special Supported Activities)
More detailed information on the programmes of the National Development Bank can be found at www.nrb.cz.
- Operating loan with COVID SPORT Guarantee by the NDB
We have a long-standing cooperation with the National Development bank and will support you with an operating loan with a guarantee within the COVID SPORT programme. More information will be provided to you by our corporate bankers or Customer Centre at 222 010 222.
Benefits
- a tailor-made COVID SPORT operating loan, guaranteed by the NDB
- loan maturity up to 3 years
- loan amount up to CZK 15,000,000
- NDB guarantee up to 80% of principal
- financial contribution by the NDB up to CZK 1,000,000 to cover interest
- for projects implemented across the CR, outside the Capital City of PragueFor whom is the programme intended?
The programme is intended for small and mid-sized businesses, whose economic activities have been affected by the coronavirus pandemic, and the project to be financed corresponds to the scope of activity pursuant to CZ_NACE:
- 49392 – Passenger traffic by cable car or ski lift
- 8551 – Sports and recreational education
- 9311 – Operation of sports facilities
- 9312 – Activities of sports clubs (only for those closed due to the COVID-19 pandemic)
- 9313 – Activities of fitness centres (only for those closed due to the COVID-19 pandemic)
- 9319 – Other sports activities (only for those closed due to the COVID-19 pandemic)
- 9329 – Other amusement and recreational activities (only for the operation of ski slopes and the rental of leisure and entertainment equipment as an integral part of the services of recreational facilities)Individual rounds of submission of guarantee applications shall be announced and closed by a notification on the website www.nrb.cz. A guarantee shall be provided by the NDB on the condition of a concluded loan agreement with a bank.
Operating loan with COVID III Guarantee – Operations by the NDB
We have a long-standing cooperation with the National Development bank and will support you with an operating loan with a State guarantee within the COVID III - Operations programme.
Benefits
- a guarantee for operating loans – the loan must be purely operating in nature, funding the operating expenditure of the customer, e.g. wages, rent, utility payments, payment of supplier and customer invoices, purchase of supplies, material etc.
- loan maturity up to 3 years
- loan amount up to CZK 50,000,000
- NDB guarantee up to 80% of principal for applicants with more than 250 and up to 500 employees or up to 90% of principal for applicants with up to 250 employees
- for projects implemented across the CRFor whom is the programme intended?
The programme is intended for SMEs and enterprises with up to 500 employees, whose economic activities have been restricted due to the coronavirus pandemic and the related preventative measures.
This loan could only be arranged until 31 December 2021.
- Investment loan with NDB COVID III - Invest Guarantee
We have a long-standing cooperation with the National Development bank and will support you with an investment loan with a State guarantee within the COVID III - Invest programme.
Benefits
- a guarantee for investment loans – the loan must exclusively be intended to fund investment expenditure of the customer, e. g. acquisition of fixed assets
- loan maturity up to 6 years
- loan amount up to CZK 90,000,000
- applicants with up to 250 employees may be granted a guarantee up to 90% for loans up to 50 m or up to 50% for loans up to CZK 90 m
- applicants with more than 250 and up to 500 employees may be granted a guarantee up to 80% for loans up to 50 m or up to 50% for loans up to CZK 80 m CZK
- for projects implemented across the CR
For whom is the programme intended?
The programme is intended for SMEs and enterprises with up to 500 employees, whose economic activities have been restricted due to the coronavirus pandemic and the related preventative measures.
This loan could only be arranged until 31 December 2021.
- Loans supported by the Farming and Forestry Relief and Guarantee Fund
- Lower interest burden due to a subsidy covering a part of credit interest for entrepreneurs in the field of farming, forest management, wood processing, processing of farming products, and entrepreneurs running tree nurseries
- Lower interest burden due to a subsidy covering a part of credit interest for the purchase of agricultural land which is not owned by the Government (within the currently opened schemes)
- Reduction of the principal sum of the credit to purchase agricultural land, which is not owned by the Government (within the currently opened schemes)
More information on the support schemes of PGRLF can be found at www.pgrlf.cz - Are you interested in a loan supported by NRB or PGRLF?
We will be happy to prepare you a financing offer with specific parameters.
Do you want to know more about loans supported by the NRB, PGRLF or our other loan products? Fill the contact form or visit us in our our branches.
