Current accounts for entrepreneurs

• Current account free of charge, no strings attached

  Equa bank keeps current CZK accounts for small entrepreneurs free of charge with no strings attached.

  You get the following products and services free of charge:

  • keeping of the current account
  • all incoming and outgoing domestic payments
  • contactless payment card
  • cash withdrawals from all ATMs in the Czech Republic
  • internet banking
  • possibility to freely change the persons authorised to dispose of the account

• Current account Rodinna firma

  Current account to support family business that offers premium benefits.

  You get the following products and services free of charge:

  • keeping of the current account without conditions
  • contactless payment card
  • cash withdrawals from all ATMs in the Czech Republic
  • incoming and outgoing domestic payments
  • transactions from permanent payment orders and direct debits
  • internet banking
  • possibility to freely change the persons authorised to dispose of the account
  • advantageous interest rate to Small business loan 

  Terms and Conditions for opening a Current Account Rodinna firma and how to get advantageous interest rate to Small business loan can be found here.
  
  

• Current account TRADE

  For all those who trade with foreign countries. The account is kept in Czech crowns.

  Discounted foreign payments (including Europayments and SEPA payments):

  • incoming Europayment / SEPA Payment – CZK 5
  • outgoing Europayment / SEPA Payment – CZK 35

  We provide our clients with the possibility of negotiating an individual exchange rate.

  If you meet the condition of an average monthly balance of CZK 1,000,000, you get the following products and services free of charge with the account:

  • keeping of the current account
  • incoming and outgoing domestic payments
  • transactions from permanent payment orders and direct debits
  • 2 contactless payment cards
  • ​​​​​​​internet banking
  • possibility to freely change the persons authorised to dispose of the account
  • cash withdrawals from all ATMs in the Czech Republic

• Current account in EUR and USD

  Opening and keeping an account in a foreign currency is free of charge.

  You can have an unlimited amount of foreign currency accounts; these accounts are kept free of charge. Payments made within the bank are also free of charge.

• Escrow account

  The account is designed for various kinds of transactions, such as purchase of a house, an apartment, valuables, etc.

  The seller and the buyer conclude a contract with the bank, which then provides for proper settlement of the purchase price or part thereof between the seller and the buyer.

  The bank keeps the escrow amount in the account until all the conditions specified in the contract have been met. The bank releases the escrow amount to the recipient following the fulfilment of the set conditions.

• Opening your account is a matter of minutes

  Opening an account comfortably from your home or office.

  You can open a new current account in our branches or online. You will need your identity card and a document proving your authorisation to operate a business.

  If you wish to open an account comfortably from your home or office, simply click on the “Open an account online” button. The contract will be delivered to you by a courier anywhere you wish.