To current account a payment card with benefits

We recommend
StandardPremiumPremium Plus
Type of cardZákladní
Debit MasterCard
Debit MasterCard Gold
Debit MasterCard Gold
Withdrawals from ATM in the CR and abroadFree of chargeFree of chargeFree of charge
Regular investment without entry feeNoYes*Yes*
Card and Personal belongings InsuranceUp to CZK 35 000Up to CZK 50 000
Year-round Travel insuranceTravel insurance within Europe,
anytime for you and your family
Worldwide travel insurance for you
and your family, anytime
Bonus programs
Mastercard Premium®, 
Mastercard Premium®, 
Keeping the cardCZK 0CZK 99 / per monthCZK 149 / per month
Open account
Open account
Open account

If you’re one of our clients see directions for replacing a card in Internet banking

With the Gold Card, you can conveniently make your regular monthly purchase of  investment products  with no entry fee, starting from CZK 100 per month. You can choose from a wide range of investment funds from several renowned global asset managers. Take a look at the investment options and how easy it is to arrange investments in your internet banking or at selected branches of the bank.
Keep in mind that the investment is the result of a personal decision of the investor after prior consideration of the financial situation, risk attitude and the purpose of the investment. There are various investment risks associated with investment instruments. The value of the investment may fluctuate and the return of the original amount invested is not guaranteed. The past or expected performance of investment instruments does not guarantee future performance. You can find more information about the benefit related to regular monthly purchase of investment products with no entry fee in the Price list.

  • Quick shopping any time and anywhere

    With the contactless Debit MasterCard Gold card you can pay in shops, on the Internet and abroad. In addition, with payments up to CZK 500 you don’t have to enter the PIN. Learn more about online payments and how to set up the E-PIN.

    You can use contactless payment in stores marked in this way:

    Symbols of contactless payments

    In other stores you can pay the standard way — by inserting the card into the terminal. You can change card payment limits free of charge in your online or mobile banking.

    TIP: You can also add the card to a Euro or US dollar current account. Money for withdrawals and card payments are automatically drawn from your current account in the same currency. Currencies are not converted by the exchange rate, so you save as a result.

  • Activate your card right from the mobile app

    You can easily activate your payment card in our Equa bank mobile app as well. In the tab of your profile on the bottom bar, you will find the "Card" section, where you just need to click on "Activate card". Of course, you can still activate the card in your internet banking.

    TIP: Did you know that newly you could pay with card in brick-and-mortar shops immediately upon opening a current account? Don´t wait for your card to reach your mailbox and start shopping up to the amount of your daily limit of CZK 50,000.

  • Mobile payments with Apple Pay and Google Pay

    You can pay for all your purchases contactless via your mobile phone using Google Pay or Apple Pay, or withdraw cash at ATM.

    TIP: The active card can newly be uploaded directly from your Equa bank mobile application without you having to copy the data into Wallet or Google Pay.

  • Insurance included with Premium Gold Card 

    Reliable insurance which will protect your family and money.

    Your Premium Gold Card benefits include basic insurance covering your card and personal belongings, and year-round travel insurance for you and your entire family.

    Card and Personal belongings Insurance - Basic package

    • This insurance will cover costs resulting from misuse of your payment card or loss/theft of your personal items, and enables you to buy these things again. In both cases always up to CZK 35 000.

    Year-round Travel Insurance Family Europe for you and your whole family

    • Now you won’t have to worry about arranging travel insurance each time you take a trip abroad. With the Year-round Travel Insurance that is part of the Premium Gold Card, you can travel throughout Europe (also including Egypt, Morocco, Turkey and Tunisia) with your family, anytime, for up to 90 days.

  • Insurance included with Premium Plus Gold Card 

    Comprehensive insurance that will always protect you

    Your Premium Plus Gold Card benefits include comprehensive insurance covering your card and personal belongings, and year-round travel insurance for you and your entire family.

    Card and Personal belongings Insurance - Comprehensive package

    • The insurance covers up to CZK 50,000 in costs incurred due to misuse of your credit card, mobile or internet banking and other cyber security threats.
    •  It also allows you to repurchase lost or stolen personal items, including stolen phones, tablets, laptops, cameras and music players. All up to a maximum of CZK 50,000.
    •  This insurance also includes assistance services (e.g. legal assistance and assistance for reputation damage on the internet) and insurance covering renewal of data from damaged devices.

    Year-round Travel Insurance Family World

    • With the Premium Plus Gold Card and the included the Year-round Travel Insurance you can travel anywhere with your entire family for up to 90 days. Europe, the USA and other continents? No problem – wherever you go, you can rest easy.
  • Enjoy benefits of your Gold Card from Mastercard

    Take advantage of exclusive offers in Czech Republic and abroad.

    With your Premium and Premium Plus Gold Card from Mastercard, you get many unique free benefits. You can use them for shopping, traveling and everyday errands.

    Your Mastercard Gold Card offers you convenient payment and much more

    • Great offers from selected partners and shops
    • Online medical advice and ordering a doctor with the app uLékař
    • Comfort of Mastercad airport lounges in Prague and Bratislava and SKY Lounge in Vienna
    • 24/7 assistance service
    • The unique Mastercard Priceless® Cities program covers the most visited cities of the world where you can choose from many amazing benefits and discounts using your card

    The Mastercard Nonstop Alarm Centre of is here for you:

    • Trained assistants are available for you on the telephone 242 452 600 should you need assistance with delivering flowers, information on restaurants, technical emergency services, information on risks when travelling abroad as well as assistance with repairing your vehicle.
  • Sphere loyalty program

    Thanks to the gold card with Sphere card you get a discount as soon as you buy - no loyalty points.

    Our Gold card enables you to draw on the benefits of the Sphere program. Advantages and discounts ranging 5 – 30% at more than 10, 000 outlets in the Czech Republic and Slovakia.

    There are also some partner e-shops in the Sphere card program. When buying on the Internet, just enter the number below the bar code located on the back of your card.

It is good to know

Free ATM withdrawals in Czech Republic and abroad

The most popular account in the Czech Republic

Questions? We are happy to give you answers.

Choose among our alternatives of payments cards.

Judged by our customers and experts: Golden Crown Bank index, Finparáda.

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