|Type of card|
Debit MasterCard Gold
Debit MasterCard Gold
|Withdrawals from ATM in the CR and abroad||Free of charge||Free of charge||Free of charge|
|Regular investment without entry fee||No||Yes*||Yes*|
|Card and Personal belongings Insurance||Up to CZK 35 000||Up to CZK 50 000|
|Year-round Travel insurance||Travel insurance within Europe,|
anytime for you and your family
|Worldwide travel insurance for you|
and your family, anytime
|Keeping the card||CZK 0||CZK 99 / per month||CZK 149 / per month|
|Open account||Open account||Open account|
If you’re one of our clients see directions for replacing a card in Internet banking
With the Gold Card, you can conveniently make your regular monthly purchase of investment products with no entry fee, starting from CZK 100 per month. You can choose from a wide range of investment funds from several renowned global asset managers. Take a look at the investment options and how easy it is to arrange investments in your internet banking or at selected branches of the bank.
Keep in mind that the investment is the result of a personal decision of the investor after prior consideration of the financial situation, risk attitude and the purpose of the investment. There are various investment risks associated with investment instruments. The value of the investment may fluctuate and the return of the original amount invested is not guaranteed. The past or expected performance of investment instruments does not guarantee future performance. You can find more information about the benefit related to regular monthly purchase of investment products with no entry fee in the Price list.
With the contactless Debit MasterCard Gold card you can pay in shops, on the Internet and abroad. In addition, with payments up to CZK 500 you don’t have to enter the PIN. Learn more about online payments and how to set up the E-PIN.
You can use contactless payment in stores marked in this way:
In other stores you can pay the standard way — by inserting the card into the terminal. You can change card payment limits free of charge in your online or mobile banking.
TIP: You can also add the card to a Euro or US dollar current account. Money for withdrawals and card payments are automatically drawn from your current account in the same currency. Currencies are not converted by the exchange rate, so you save as a result.
You can easily activate your payment card in our Equa bank mobile app as well. In the tab of your profile on the bottom bar, you will find the "Card" section, where you just need to click on "Activate card". Of course, you can still activate the card in your internet banking.
TIP: Did you know that newly you could pay with card in brick-and-mortar shops immediately upon opening a current account? Don´t wait for your card to reach your mailbox and start shopping up to the amount of your daily limit of CZK 50,000.
Reliable insurance which will protect your family and money.
Your Premium Gold Card benefits include basic insurance covering your card and personal belongings, and year-round travel insurance for you and your entire family.
Card and Personal belongings Insurance - Basic package
Year-round Travel Insurance Family Europe for you and your whole family
Comprehensive insurance that will always protect you
Your Premium Plus Gold Card benefits include comprehensive insurance covering your card and personal belongings, and year-round travel insurance for you and your entire family.
Card and Personal belongings Insurance - Comprehensive package
Year-round Travel Insurance Family World
Take advantage of exclusive offers in Czech Republic and abroad.
With your Premium and Premium Plus Gold Card from Mastercard, you get many unique free benefits. You can use them for shopping, traveling and everyday errands.
Your Mastercard Gold Card offers you convenient payment and much more
The Mastercard Nonstop Alarm Centre of is here for you:
Thanks to the gold card with Sphere card you get a discount as soon as you buy - no loyalty points.
Our Gold card enables you to draw on the benefits of the Sphere program. Advantages and discounts ranging 5 – 30% at more than 10, 000 outlets in the Czech Republic and Slovakia.
There are also some partner e-shops in the Sphere card program. When buying on the Internet, just enter the number below the bar code located on the back of your card.
Choose among our alternatives of payments cards.
Judged by our customers and experts: Golden Crown Bank index, Finparáda.