Modern banking for everyone

Beautiful 0 CZK - exactly the cost of our bank account
You do not pay anything for routine services. Why should you?
At Equa bank you don’t pay fees for opening an account or for management. All new clients automatically receive a free account without any conditions.
Along with your current account in CZK, you can also open a free account in EUR and USD.
Saving account HIT for free
Open HIT savings account with a high interest rate up to 1.3% p.a.
Your money can grow up to 1.3% per year, just pay using your contactless card at least 3 times monthly.
Benefits of HIT saving account which you have for free:
opening and account management
transfers between your accounts with Equa bank
management via internet banking
You pay nothing - your HIT savings account earns money for you.
Unlike term deposits, you may withdraw your funds at any time, without losing out on the favorable interest rate.
Savings at your fingertips, access your money at any time without paying a fee.
Internet and mobile banking
Regular transactions for free in your online banking.
You can set up your banking services on your own from the comfort of your home or office.

Incoming and outgoing payments, standing orders, and direct debit set-ups are free of charge
Card limit set-ups are also free of charge
You can also open new accounts and get loans in the internet banking
You can easily track your finances at any time thanks to the mobile app.
You can safely log into the app using your fingerprint or code
You can find all of your payments with full-text search in the unlimited payment history
You can install the app on several mobile devices
Download the app to your iOS or Android mobile phone.
Withdrawals from all ATMs in Czech Republic - Free
When you need cash, simply withdraw money from the nearest ATM.
In abroad for withdrawal you only pay CZK 9.
In the Czech Republic there are nearly 5,000 ATMs. From now on, all of them are yours. Withdraw cash for free--anytime, anywhere-- from any bank’s ATM.
Or, if you want to deposit cash into your account, you can use any of the 3,400 branches of the Czech Post. In addition, you can make one free deposit each month. Learn how to deposit cash via the Czech Post.
Contactless payments card for free
Automatically receive a multicurrency contactless Mastercard payment card. Choose among these alternatives.
Make payments quickly and comfortably with your card, and save money. If you have opened foreign currency accounts in euros and/or dollars, you will appreciate the card while traveling abroad. Card payments will be made automatically in the currency of the country in which the transaction takes place and will be deducted from your account in the appropriate currency - no conversions or exchange rates to worry about, saving you money. Simply add your accounts in EUR and USD to the card via internet banking.
Mobile phone payments - Google Pay
You can use your mobile phone to make contactless payments and withdraw cash from ATMs, too.
No need to search for your payment card or cash anymore. Pay easily with Google Pay mobile app with just one tap of your mobile phone on the payment terminal. It’s fast, convenient, free and safe at the same time.
Overdraft - Your Financial Reserve
Up to 100,000 CZK in a few minutes and without any fees.
Get a financial reserve on an account in the event of unexpected expenses from 5,000 CZK to 100,000 CZK.
An overdraft can only be opened with our current account:
if you are our client, you can set up an overdraft in internet banking.
if you are not our client, you can open an overdraft when arranging a current account at a branch.
Special Offer on Mobile Tariffs for Our Clients
Make calls and surf the Internet with Equa bank for the best prices
Whether you make phone calls only occasionally or you want to make full use of unlimited calls and mobile Internet, with our tariffs you will never have to worry about high phone bills.
You can choose between the basic tariff with full 100 free minutes for only CZK 99 per month, or unlimited calls and full Internet for CZK 479 per month.
Go here for detailed information on our mobile tariffs (Czech version only).
Transition from your original bank - for free and without hassle
We take care of switching your bank. You don’t need to do anything.
We arrange the safe transfer of your money, set up your existing standing orders and direct debit authorizations, and we will close your old account. Read more about how easy it is to change bank.
Open your account online - from the comfort of your home
It takes just 5 minutes of your time. A courier will bring the agreement to you free of charge, to wherever you want.
Of course, you can also open your new account at an Equa bank branch.