Modern banking for everyone

Beautiful 0 CZK - exactly the cost of our bank account
You do not pay anything for routine services. Why should you?
At Equa bank you don’t pay fees for opening an account or for management. All new clients automatically receive a free account without any conditions.
Along with your current account in CZK, you can also open a free account in EUR and USD. Standard payments within Czech Republic and throughout the euro area are free of charge.
Free withdrawals from all ATMs in Czech Republic and abroad
When you need cash, simply withdraw money from the nearest ATM. In Czech Republic as well as abroad.
In the Czech Republic there are almost 5,000 ATMS, including 16 Equa bank deposit-enabled ATMs. See the map of ATMs here. You can withdraw cash at any bank’s ATM.
If you want to deposit cash on your account, you can use an Equa bank deposit-enabled ATM or one of 3,400 Česká pošta offices. We will refund the fee for one Česká pošta deposit per month.
Learn how to deposit cash via the Czech Post.
Transition from your original bank - for free and without hassle
We take care of switching your bank. You don’t need to do anything.
We arrange the safe transfer of your money, set up your existing standing orders and direct debit authorizations, and we will close your old account. Read more about how easy it is to change bank.
Mobile phone payments - Apple Pay
You can use your mobile phone to make contactless payments and withdraw cash from ATMs, too.
You no longer need to look for a credit card or cash. Add your card to the Apple Wallet and pay with Apple Pay simply by tapping your mobile phone to the payment terminal.
It's fast, convenient, free and yet safe.
Mobile phone payments - Google Pay
You can use your mobile phone to make contactless payments and withdraw cash from ATMs, too.
No need to search for your payment card or cash anymore. Pay easily with Google Pay mobile app with just one tap of your mobile phone on the payment terminal. It’s fast, convenient, free and safe at the same time.
Saving account HIT for free
Open HIT savings account with a high interest rate up to 1.6% p.a.
Your money can grow up to 1.6% per year, just pay using your contactless card at least 3 times monthly.
Benefits of HIT saving account which you have for free:
opening and account management
transfers between your accounts with Equa bank
management via internet banking
You pay nothing - your HIT savings account earns money for you.
Unlike term deposits, you may withdraw your funds at any time, without losing out on the favorable interest rate.
Savings at your fingertips, access your money at any time without paying a fee.
Open your account online from the comfort of your home
In a few minutes can click, sign and have an account ready for your service.
Of course, you can still sign the contract with a courier who will bring a contract wherever you want. Or stop by at any of our branches. We will be happy to see you.