Current account with FREE Bill Protection Insurance that covers your loss of income

  • Beautiful 0 CZK - exactly the cost of our bank account

    You do not pay anything for standard services. Why should you?

    At Equa bank you don’t pay fees for opening an account or for its management.

    Along with your current account in CZK, you can also open a free account in EUR and USD. Standard payments within the Czech Republic and in EU are free of charge. Have a look into our Price List.

  • PROMO Bill Protection Insurance for free till the end of 2020

    For all current accounts opened from 30 April to 30 July 2020, we also offer optional Complex Bill Protection Insurance. You can get it  free of charge till 31 December 2020, if you carry out at least 3 card payments by the end of the month following the month of contract agreement. 


    Bill protection insurance will cover you in a case of job loss or incapacity for work. Regular price applies from 1. 1. 2021 or earlier if criteria not met. Terms and Conditions apply and are available only in Czech language.

    The insurance company will pay you CZK 4,000 per month if you meet the conditions set out in the insurance contract. When opening an account online, all you have to do is select the "Free bill protection insurance" option and you will receive it till the end of this year if the conditions are met. After the expiration of this period, this insurance can be easily canceled, or it can still be used, with a monthly fee according to the Price list.

    For existing clients who have agreed on a Basic or Complex Bill Protection Insurance, we are preparing a promo started 1 June 2020, when they will pay only CZK 99 per month for insurance till 31 March 2021.

  • Open your account online from the comfort of your home

    In a few minutes can click, sign and have an account ready for your service.

    Of course, you can still sign the contract with a courier who will bring a contract wherever you want. Or stop by at any of our branches. We will be happy to see you.

  • Modern mobile application - bank always at hand

    With our mobile app Equa bank, you can get everything you need in a few clicks - opening an account from A to Z, all common transactions and even insurance. And much more.


    Download the app to your iOS or Android mobile phone.

  • Mobile phone payments with Apple Pay and Google Pay

    Now you can pay for purchases without contact and via your mobile phone using Google Pay or Apple Pay or withdraw cash at ATM.

  • Transition from your original bank - for free and without hassle

    We take care of switching your bank. You don’t need to do anything.

    We arrange the safe transfer of your money, set up your existing standing orders and direct debit authorizations, and we will close your old account. Read more about how easy it is to change bank.

  • Free withdrawals from all ATMs in Czech Republic and abroad

    When you need cash, simply withdraw money from the nearest ATM. In Czech Republic as well as abroad.

    In the Czech Republic there are almost 5,000 ATMS, including 16 Equa bank deposit-enabled ATMs. See the map of ATMs here. You can withdraw cash at any bank’s ATM.

    If you want to deposit cash on your account, you can use an Equa bank deposit-enabled ATM or one of 3,400 Česká pošta offices. We will refund the fee for one Česká pošta deposit per month.

    Learn how to deposit cash via the Czech Post.

  • HIT Saving account for free

    Open HIT savings account with a high interest rate up to 1% p.a.

    Your money can grow up to 1% per year, just pay using your contactless card at least 3 times monthly.

    Benefits of  HIT saving account which you have for free:

    • opening and account management
    • transfers between your accounts with Equa bank
    • management via internet banking

    You pay nothing - your HIT savings account earns money for you.
    Unlike term deposits, you may withdraw your funds at any time, without losing out on the favorable interest rate.

    Savings at your fingertips, access your money at any time without paying a fee.

It is good to know

Free ATM withdrawals in Czech Republic and abroad

The most popular account in the Czech Republic

Questions? We are happy to give you answers.

Choose among our alternatives of payments cards.

Judged by our customers and experts: Golden Crown Bank index, Finparáda.

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