Account with no fees or conditions

Account with no fees or conditions
You’ll get the best current account on the market recognized with the Gold Crown 2020 Award. You can also open a EUR or USD account alongside your CZK account free of charge.

There are no charges for regular services and with your account you’ll automatically receive a MasterCard multi-currency, contactless payment card free of charge, which can be connected to your CZK, EUR and USD accounts. You can choose either a standard or a gold card. Take a look at our Price List.
Customer care in English
Our Client centre team will be happy to help you with any of your queries at the following phone number: 222 010 222. We are here for you every day from 8 am till 8 pm including weekends.
Free withdrawals from all ATMs at home and abroad
When you need cash, simply withdraw money from the nearest ATM. In Czech Republic as well as abroad.

In the Czech Republic there are almost 5,000 ATMS, including 16 Equa bank deposit-enabled ATMs. See the map of ATMs here. You can withdraw cash at any bank’s ATM.

If you want to deposit cash on your account, you can use an Equa bank deposit-enabled ATM or one of 3,400 Česká pošta offices. We will refund the fee for one Česká pošta deposit per month.
Learn how to deposit cash via the Czech Post.
Open your account online from the comfort of your home
In a few minutes can click, sign and have an account ready for your service.

Of course, you can still sign the contract with a courier who will bring a contract wherever you want. Or stop by at any of our branches. We will be happy to see you.
Online banking in English
Mobile and Internet banking are also available in English.

With the simple, modern Equa bank mobile app, you can take care of everything you need to do with just a few clicks – immediate payments, all regular transactions as well as arranging insurance or taking out a loan.

You can also find a basic overview of your accounts in all currencies (CZK, EUR and USD) here, and transfers between accounts are free and finished in a matter of seconds. The application is available for iOS or Android.
Mobile phone payments with Apple Pay and Google Pay
Now you can pay for purchases without contact and via your mobile phone using Google Pay or Apple Pay or withdraw cash at ATM.
Transition from your old bank - no charge, no worries
We take care of switching your bank. You don’t need to do anything.

We’ll take care of the transfer from your former bank. You won’t have to go into your old bank at all. We’ll securely transfer your money, set up your standing orders and direct debit authorizations and close your old account. You can also arrange the transfer from our mobile application.
Free Contactless card
You automatically receive a contactless and multi-currency Mastercard payment card with your account. You can choose between standard and gold.
With our card you pay quickly amd conveniently. If you have open foreign currency accounts in euros and dollars, you will appreciate the card when traveling abroad. When withdrawing and paying by card, you automatically withdraw euros and dollars from the current account in the currency of the given country - it is not converted at the exchange rate, which will save you money. Simply add your EUR and USD accounts to your internet banking card.
HIT Saving account for free
Open HIT savings account with a high interest rate up to 0.4% p.a.
Your money can grow up to 0.4% per year, just pay using your contactless card at least 3 times monthly.
Benefits of HIT saving account which you have for free:
opening and account management
transfers between your accounts with Equa bank
management via internet banking
You pay nothing - your HIT savings account earns money for you.
Unlike term deposits, you may withdraw your funds at any time, without losing out on the favorable interest rate.
Savings at your fingertips, access your money at any time without paying a fee.